Brilliant Solutions

Interbay Update

Here is an update from InterBay, the BTL and Commercial Mortgage lender, that you can access via our commercial mortgage team or direct to lender via our mortgage club. Click to view their products and their criteria.  Their affordability calculator is also available on their website.  Contact our team today for more information or support with queries.


Don’t forget to consult our getting it right first time guidelines to ensure a successful application.


Exciting NEW Criteria enhancements and changes!

GREAT NEWS! InterBay are expanding their Criteria

I am delighted to announced that with effect from Thursday 13th January we will be enhancing our Buy to Let, Holiday Let, Semi and Commercial propositions in InterBay.

As a result of this the following criteria enhancements and changes are being introduced:

  • Maximum 80% LTV on BTL products 
  • Holiday Lets increased to 75% LTV
  • Semi commercial and Commercial lending – increased to 75% LTV
  • Minimum loan size reduced to £50,000 (Min property Value £150k)
  • Asset classes expanded. Significant increase to the types of acceptable assets
  • Trail ERC removed 
  • Rates reduced. Up to 0.50% reductions – 2, 3 and 5-year fixed

But that’s not all…

We now only need 3-months’ proof of rent for semi-commercial and commercial loans.

I hope you will agree that this is a hugely exciting change to start off the new year 

Also don’t forget that our expert in-house teams will champion your case and use their years of industry experience and technical knowledge to apply the flexibility you need to find a truly bespoke solution.  

InterBay has launched criteria changes across our semi-commercial and commercial products, as well as enhancements to the buy to let and holiday let product ranges.

Please see link to product guide – HERE

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