Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

The Brilliant Loans direct number, 01792 277 277,  is not currently working.

Please Call us via Brilliant Solutions on 01792 277 555, option 3

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Just Update

Here is an update from Just.  For full details see their latest product information here.  Give our team a call and we can talk you through any enquiries you may have. 

JUST Announcement:

On Monday 8 March, we made the following changes to the Just For You Lifetime Mortgage:

  • Increased interest rates on our J1 – J4 LTV series.
  • Decreased interest rates on our J6 LTV series.
  • Increased the maximum loan amount from £800,000 to £1m for J1 – J3 LTV series for properties located in England, Scotland and Wales.

Please see the tables below.

Please refer to our ‘At a Glance’ guide for more information.

When will these changes take effect?

These changes were implemented on Monday 8 March 2021.  All new quotes will be on the new rates. Any existing applications on the current quotes need to be received before close of business Monday 22 March 2021.

Please note:

1.     The cash facility and the interest serviced options are not available on the J6 series.

2.     For clients choosing to take the option of a cash facility, there’ll be a 0.05% increase to the MER rates (in order to then calculate the AER rates, you need to add the 0.05% increase to the MER first).

3.     All cashback is capped at £20,000.

4.     Clients choosing to service more than 25% of the monthly interest amount can benefit from a 0.20% reduction to the roll-up interest rate.

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