Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Kensington Update

Here is the latest release from Kensington.  Remember we offer these products via Fees Free Packaging or direct to lender. For product details see their Residential Product Guide or their BTL Product Guide.

Our new product transfer portal is now live

Our Broker Product Transfer Portal is here and ready for you to start transferring your clients over to a new Kensington fixed rate product.

How to log on to the Product Transfer Portal:

1) Enter the same email address you use to log on to our broker portal

2) Select your client account from the two options:

a. Resi/BTL
b. Limited Company BTL

3) Select your Club or Network

4) Answer the security questions relating to your client:

a. A/C Number
b. Date of Birth
c. Last 3 digits of sort code or the amount of the last payment made to Kensington

Once you’ve logged on, it’s just 5 steps to transfer your client’s product

1) Review your client’s options
2) Discuss the options with your client
3) Choose product and review the new illustration
4) Agree to the terms and conditions
5) Confirm that you have received consent from your client and transfer their product!

*For Limited Company BTL switches, all Guarantors will need to sign and return the Deed of Consent form which we will send direct to your client and each personal guarantor.

A win for your client, a win for you

Once you’ve transferred their product, your client can rest assured that they’ve protected themselves against rising interest rates. Plus, you’ll receive a 0.30% gross procuration fee in the usual way, two weeks after your client has rolled on to their new fixed rate.

Don’t forget that your client’s new offer will only be valid if their mortgage account is up to date with no arrears in between the product transfer and the roll off from their existing product.

Keep and eye on your inbox

If your client is eligible for a product transfer, we’ll email you with their details four months before their transfer window opens.

Will my client know they can transfer to a new product?

Your client will receive a letter explaining that a product transfer is currently available to them. They will be informed that they can talk to their broker for advice on their options and a recommendation. Alternatively, they can arrange their own execution only transfer.

Click here for more information about our new Broker Product Transfer Portal.

Kensington Product Re-Pricing

I wanted to give you advanced notice ahead of our brokers that as of COB Thursday 30th June we will be removing our BTL Core Special Edition 2.99% rate (75% LTV).

I’m conscious that the team may have on going cases (pre-submission) or new business that they wish to submit, therefore please ensure that the DIP is fully submitted and the application has been started before COB on the above date to ensure that the product is secured.

The Full Mortgage Application must be fully submitted by COB on Wednesday 6th July.

Product Update

As of close of business today we will be withdrawing our Special Edition BTL 75% LTV 2.99% product.

Please note the submission deadlines below:

Decision in Principle Illustration produced and the FMA commenced by 5pm today.

Full Application submitted by 5pm on Wednesday 6th July.

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