Brilliant Solutions

Kensington Update

Here is the latest release from Kensington.  Remember we offer these products via Fees Free Packaging or direct to lender. For product details see their Residential Product Guide or their BTL Product Guide.

We’ve clarified criteria for self-employed clients

We’ve been listening to your feedback and have updated our self-employed criteria to allow for the various government support options that your clients’ may have used.

• We have removed the requirement for evidence of funds to support 3 months mortgage payments for all customers, including the self-employed

• We can accept income evidence for: 

– SEISS Grant/Business Support Grants;

– Job Retention Scheme Payments and Bounce Back Loan;

– Coronavirus Business Interruption Loan

• We can accept cases where the business has previously had employees on furlough, as long as this has not been within the last 3 months.

Please refer to the buttons below for full details of the income evidence requirements or to learn more about our mortgages for your self-employed clients.

Self-employed income evidence requirements

More information about our self-employed mortgages

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