Brilliant Solutions

Express Payment Requests are showing error messages but please ignore these as the requests are being received. The error relates to the email confirmation only. 

The company will be closing early on Tuesday 16th September at 2pm for all staff training across all departments. We will be open as usual on Wednesday 17th September. We apologise for any inconvenience this causes. 

The deadline for express requests on the 16th September will be 1 PM.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Kensington Update

Here is the latest release from Kensington.  Remember we offer these products via Fees Free Packaging or direct to lender. For product details see their Residential Product Guide or their BTL Product Guide.

Hero Mortgage

In the current climate where rates are increasing and criteria is becoming stricter, I wanted to share some great news with you. As of Tuesday August 23rd, we are removing our “maximum age of 40 at application” rule for all products in our Hero range.

Our Hero Mortgage range for public sector employed key workers is there to support those applicants by helping them get onto the property ladder with affordability boosts. I’ve outlined a few USP’s below:

  • Up to 5x income used, subject to affordability.
  • 100% of overtime, bonus + second job income accepted.
  • Joint applications acceptable up to 5x income, where only 1 applicant is a “Hero”.

As of close of business Thursday 25th August we will be withdrawing all Residential and BTL Special Edition products, we will also be removing all 90% and 95% products that include an arrangement fee.

As well as this we will be having a full range reprice on all remaining 70% – 85% products (excluding Flexi Fixed for Term). Full details of the reprice will be sent out when launched on Friday morning. Please see the submission deadlines below:

Decision in Principle Illustration produced and the FMA commenced by 5pm Thursday 25th August

Full Application submitted by 5pm on Wednesday 31st August

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