Here is the latest release from Kensington. Remember we offer these products via Fees Free Packaging or direct to lender. For product details see their Residential Product Guide or their BTL Product Guide.
Product Update
We’re pleased to share that we have reduced rates across our BTL range, including Prime, Core and eKo products.
Core (inc. HMO & MUB): Allows HRTP to benefit from lower ICR by using surplus earned or portfolio income
- Up to 80% LTV
- Reductions of up to 0.20%
Prime (inc. HMO & MUB): Assessed at Higher of Initial payrate plus 2% or 5.50% (2 year fixed) or assessed at Higher of Initial payrate or 5% (5 year fixed)
- Up to 75% LTV
- Reductions of up to 0.20%
Prime eKo (for properties with EPC rating of A, B or C):
- Up to 75% LTV
- Reductions of up to 0.20%
And we’re still offering free valuations on ALL BTL cases.
Please note: our HMO/MUB products are only available in England, Scotland and Wales
For full rates, criteria and product details, please see our updated Buy to Let Product Guide
Why place your case with Kensington
✔️ We don’t rely on credit scoring or charge upfront application fees
✔️ Buy to Let products available to Limited Company at the same rates
✔️ Assigned mandated underwriter from day 1 through to completion
Northern Ireland applications
In Northern Ireland, the maximum loan size is £500k. Products are subject to availability and the ‘free standard legals’ incentive does not apply.