Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Landbay Update

Landbay has released an intermediary update. Check their Product Guide or Lending Criteria for further details or visit their Broker Portal. You can access Landbay products, using the Brilliant Solutions direct to lender mortgage club and receive payment on completion.  Contact us for further information. 

Product Refresh

Landbay will be making several product reductions on Monday 20th February and reintroducing products for first time landlords purchasing HMOs/MUFBs.

Rates on small HMO and MUFBs of up to six bedrooms/units have been reduced by 30 basis points on two-year fixed rates and 20 basis point on five-year fixed rates.

For standard property, there are also 15 basis points rate reductions on two-year fixed rates, down to 5.29% with a 2% fee while the 3% fee option is 4.79%.

HMO/MUFBs changes

For first time landlords buying small HMO/MUFBs up to 75% LTV, the two-year fixed rate is 5.09% and the five-year fix is 5.69%, both have a 3% fee.

The new pricing for existing small HMO/MUFBs at 75% LTV on two-year fixed rates is 4.89%, down from 5.19% with a 3% fee. The other two-year fix option has a 2% fee and a rate of 5.39%, reduced from 5.69%.

For five-year fixed rates on existing small HMO/MUFBs at 75% LTV, the options are 5.79% (from 5.99%) with a 2% fee or 5.59% (was 5.79%) carrying a 3% fee.

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