Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

The Brilliant Loans direct number, 01792 277 277,  is not currently working.

Please Call us via Brilliant Solutions on 01792 277 555, option 3

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Legal and General Update

Here is the latest release from Legal and General.  To view our products or for more information and tools you need to control and develop your business, visit our website here or contact the Brilliant Solutions team.

New Premier Lifetime Mortgage products and reduced rates from Legal & General Home Finance

We’re pleased to announce the launch of our new Premier Flexible and Optional Payment  Lifetime Mortgage products on Monday 6th September at 6pm.

The products mirror our Black and Yellow LTVs, and are currently priced 0.10% lower than the £599 Arrangement Fee equivalent rate and are on a Variable ERCs basis only. They will be available to customers who have a property valued at £1m or more and who need to borrow a minimum of £50k. In addition, for properties valued over £2m, we use the full property value, with the exception of flats, where we will continue to use 85% of the property value.

You’ll find more information, and interest rates, in our product summaries below.

In addition to this, we are also reducing rates across the rest of the range by up to 0.10%, see below.

Pipeline cases: Pre Offer

If you have not yet submitted a Full Mortgage Application (FMA) you can select a new product in our Later Life Mortgages broker portal after 6pm on Monday 06 September by either generating a new Illustration, or if at Decision in Principle (DIP), selecting the new product on the Product Selection page, where for any inflight cases you will be prompted to select a lower rate product.

If you originally generated a Key Facts Illustration (KFI) through Apply Online, please generate the new KFI on our new portal, with the exception of our Income Lifetime Mortgage which remains on Apply Online for the time being. For these cases, please generate a new KFI on Apply Online.

If you have submitted an application on our new portal but have not yet received an Offer of Loan, and these new interest rates are lower, you don’t need to do anything. We will automatically offer on these new rates for acceptable cases.

Pipeline Cases: Post Offer 

 As you’re an adviser with access to our new platform, we’ve changed the way you can ask us to re-offer an existing application. If you’ve already received an Offer of Loan and would like us to re-offer on one of these new rates, simply fill out this online form, or call us on 03330 048444 (Option 2, Option 2). You can do this for applications submitted on Apply Online, or our new platform, the Later Life Mortgages Portal.

You do not need to submit a new application.


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