Here is the latest update from Market Harborough. Remember, you can access these products through our direct to lender mortgage club to get the benefits of payment on completion.
Market Harborough enhances holiday let range by reducing rates and increasing maximum loan size to £3m
Complex case specialist Market Harborough Building Society has recharged its range of holiday let solutions, including those for high net worth borrowers – reducing rates up to 0.60% and making further enhancements.
From today, the Society’s fixed and variable holiday let rates, including no fee options, have reduced by the following:
- Tier 1 rates – by 0.50%
- Tier 2 rates – by 0.50%
- Tier 3 rates – by 0.60%
At the same time, the specialist lender:
- Increased its maximum loan size to £3m on holiday let
- Now accepts more scenarios on its lower-priced tier 2 products, including two letting units on one title
Market Harborough’s head of mortgage distribution Iain Smith said: “We’re always listening to broker feedback and have built real momentum in 2026 with a series of changes designed to make our mortgage solutions up to £5m even more accessible. Today’s enhancements to our holiday let range are another example of that – reducing rates further, increasing choice with a higher maximum loan size and adjusting our criteria, all to make it even easier to say yes to complex cases. It’s part of our commitment to being an easy, supportive and solutions‑focused partner for our brokers and their clients.”
The Society’s holiday let rates now start from:
- 44% fixed and 5.70% discounted for holiday let tier one cases with a £995 product fee.
This news follows last week’s announcement that the specialist lender cut fixed rates across its residential and let solutions, alongside launching a Discount Now, Fix Later option to give brokers and their clients more control in the current market.
The discount switch option increases flexibility, by allowing clients who pick a discounted rate on their application to make one switch to a fixed rate before completion, without paying the £299 product fee for the switch – available for a limited time. Rates for the specialist lender’s discounted products start from 4.20%.
Market Harborough is recognised for its flexible approach to complex mortgage cases and bridging finance scenarios up to £5m. More information about the specialist lender can be found by visiting www.mhbs.co.uk/intermediaries.