Metro Bank have announced a broker update, available below. Contact us to see how we help brokers like you across the UK, Alternatively please refer to our Mortgage Lending Criteria Guide and Product Guides.
Announcement
Happy New Year
Happy New Year! As we move into 2026, we’re looking forward to another year of growth and shared success with our valued intermediary partners, entering new markets and continuing to strengthen both our residential and buy to let ranges.
Reasons to use Metro Bank
- Joint borrower, sole proprietor – Up to four applicants and four incomes considered. Additional borrower(s) can be non-family members and may reside in the property.
- Limited Company Buy to Let – Available up to 80% LTV, with a minimum loan size of £50,000, including Let to Buy applications.
- Adverse credit history – Customers with low credit score, previous defaults, arrears or recently settled IVA’s will be considered.
- Debt consolidation – No debt-to-income ratios applied, and debts being repaid are not double-counted within the new mortgage application.
- Interest only – Available up to 80% LTV, with affordability assessed on an interest only basis. A range of repayment strategies accepted, including sale of subject property.
For full details, please refer to our Mortgage Lending Criteria Guide and Product Guides.