Brilliant Solutions

Metro Bank Update

Metro Bank have announced a broker update, available below.  Contact us to see how we help brokers like you across the UK, Alternatively please refer to our Mortgage Lending Criteria Guide and Product Guides.

Announcement

Changes to Metro Bank products and policy

With effect from 5.30pm on Wednesday 10th August 2022, we will be making the following changes to our product ranges:

Residential:

  • Increasing pricing across our Core, Large Loans, Remortgage Only, Near Prime and Professional ranges.
  • Increasing product fee to £1,999 across our Core, Remortgage Only, Near Prime and Professional ranges and can be added to the total mortgage amount. No change to Large Loans product fee.

Buy to Let:

  • Increasing pricing across our Buy to Let range.
  • Introducing a 1% product fee which can be added to the total mortgage amount.
  • Increasing 5 year fixed stress rate to 5.5% at 140% of the mortgage interest amount. Download our Rental Criteria Guide

Rate Switching products:

  • Please note there are no changes to our rate switching products.

To make sure your customer secures the current product, the case must be at the application submitted status and fully packaged by 5.30pm on Wednesday 10th August 2022.

Any cases outside of these timeframes will not be accepted.

Full details of our new pricing will be available on sourcing systems and our product guides on the Intermediary website from 9am on Thursday 11th August 2022. Our Residential and Buy to Let Calculators will also be updated in line with the changes.

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