Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Metro Bank Update

Metro Bank have announced a broker update, available below.  Contact us to see how we help brokers like you across the UK, Alternatively please refer to our Mortgage Lending Criteria Guide and Product Guides.


 Buy to Let Loan increased to £2m and Improvements to Property Type

We have increased our maximum loan size for 75% LTV buy to let products from £750,000 to £2m.

We will now also accept thatched roofs and ex‑local authority flats.

Buy to Let enhancements
  • NEW – maximum loan size for 75% LTV products now £2m
  • NEW – 5 year fixed stress rate 3.5% at 140% of the mortgage interest amount calculated for loans up to 75% LTV, 4.5% at 140% of the mortgage interest amount calculated for loans above 75% LTV – download our Rental Criteria Guide
  • NEW – 80% LTV products with rates starting from 3.29%, maximum loan size of £500,000
  • NEW – no longer require income proof for self‑funding buy to lets
  • NEW – we have reduced our 5 year fixed rates with rates now starting from 2.29%
  • NEW – available on New Build on houses and flats up to 80% LTV

Use our Buy to Let calculator to find out how much your customer could borrow

Property enhancements
  • NEW – Thatched Roof – Accepted – subject to surveyor / valuer’s comments. For thatched roof applications, you will need to select “roof type – other” and use the ’Send a message‘ function to add a note to explain it is thatched.
  • NEW – Ex‑local authority flats – Accepted – subject to a maximum number of stories in the block of 6. Deck access is accepted subject to surveyor / valuer’s comments. Use the ‘Send a message’ function to add a note to explain it is an ex-local authority flat.

For full details on the points above, please refer to our Mortgage Mortgage Lending Criteria Guide and Product Guides.

Download our updated Packaging Checklist.

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