Brilliant Solutions

Metro Bank Update

Metro Bank have announced a broker update, available below.  Contact us to see how we help brokers like you across the UK, Alternatively please refer to our Mortgage Lending Criteria Guide and Product Guides.


SPECIALIST BUY TO LET MORTGAGES – Reduced 5 year stress rate to 4.00% at 140%

We have reduced our 5 year fixed rate stress rate to 4.00% at 140% of the mortgage interest amount calculated.

Specialist Buy to Let highlights?

NEW – Reduced 5 year stress rate to 4.00% at 140% of the mortgage interest amount calculated

NEW – Buy to Let and Top Slice calculator – find out how much your customer could borrow

Top slicing considered from earned income (minimum income requirements apply)

Maximum age 85 at the end of term (mortgage term based on the oldest applicant)

Up to 4 applicants on the mortgage can be considered

No minimum income (subject to rental void plausibility checks)

Portfolio landlords accepted – maximum of 5 properties with Metro Bank (under £5m aggregated debt), maximum of 10 properties in total

For full details on the points above, please refer to our Mortgage Lending Criteria Guide and Product Guides.

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