Here is the latest release from Norton Home Loans. For their product details click here.
Broker Update | Fixed Rate Pricing
Due to the ongoing global economic impact from events in the Middle East and continued market volatility, we will be increasing all our current fixed rate plan interest rates by 0.5%.
Alongside this, we are making a small number of updates to our plans to ensure we continue to lend responsibly and deliver sustainable solutions:
- Maximum gross loan amount will be capped at £150,000 on all plans
- Our Optimal Zero plan will now require a minimum affordability surplus of £250.00
These changes allow us to maintain a strong, consistent offering while continuing to support you and your customers.
Please see the Mortgage Lending & Secured Loan Lending April 2026 Matrices below for further details.
Mortgage Lending Plans April 2026
Secured Loan Lending Plans April 2026
What do I need to do?
- If you have produced a Mortgage Offer then you do not need to do anything further. Any fixed rates will remain the same until the offer expires, after which the deal will need to be resold on the new products.
- If you have a valid Mortgage illustration (ESIS) dated before 08/04/2026 but have not received an offer, we will honour the rate on the ESIS, providing a Binding Offer is issued by close of business 29/04/2026 or until the ESIS expiry date whichever comes first.
- If an offer has not been issued by COB 29/04/2026 then this will need to be regenerated to reflect the new products and interest rates. Please ensure your customer is aware of this and receives a copy of the revised Illustration.
Thank you for your continued support.