Here is the latest release from Norton Home Loans. For their product details click here.
We’re Reducing Our Variable Rates
Following the recent Bank of England Rate change Norton Home Loans have undertaken a review of our 1st & 2nd Charge Lending Rates, and with effect from 21.01.2026 there will be a reduction of up to 0.25% across all of our Variable Rate Lending Plans.
Please see the Mortgage Lending & Secured Loan Lending January 2026 Matrices below for further details:
What do I need to do?
1. If you have produced a Mortgage Offer then you do not need to do anything further. We will notify any customers who are affected by the variable rate change. Any Variable rates will remain the same until the offer expires, after which the deal will need to be resold on the new products.
2. If an offer has not been issued then all existing cases will need to be resold onto the lower rate, one of our underwriters will be in touch to advise you when you are able to do this. Please ensure your customer is aware of this and receives a copy of the revised Illustration ASAP.