Brilliant Solutions

Optimum Update

Here is the latest release from Optimum Credit.  Contact our team to discuss any cases.

 Broker Bulletin January 2022

Due to our integration with Pepper and our change of legal name, any further advance offered (or re-offered) from Monday 24th January will need to have a new consent to the second charge in favour of UK Mortgage Lending Limited, if such a restriction appears on the Land Registry search.

What you need to do

  • Check your pipeline of cases
  • If you are processing a further advance and the case will not offer by 5pm on Friday 21st January, request a consent in favour of UK Mortgage Lending Limited

If a further advance has been offered prior to this date it will be ok to proceed under our current rules due to it being offered as an Optimum Credit mortgage.

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