Home » Packaging
Specialist Packaging
Packaging for Residential and BTL Mortgages.
The only fees free packaging service, for loans over £250k. Enhanced procuration fees so you never risk a loss of income, even when referring a deal via the new Client Referral Service.
- Packaging. Putting you and your client first.
Complex cases taking up your time?
Our packaging services can save you time. You and your client can benefit from using our packaging services with no or low cost and no loss of income to you. Fees Free packaging available for loans over £250k.
Not using a packager?
Don't turn away any complex mortgages. We'll help you get the most out of cases you may turn down or spend huge amounts of time on.
Benefits of using a Packager:
- Better service for you and your client
- Specialist placement knowledge
- Ongoing support because specialist cases vary over time
- Dedicated packager support teams at lenders offering better service standards
- Access to exclusive products and lenders
- Enhanced proc fees available
- Payment on completion
- No client contact by Brilliant Solutions, you stay in control
- Save time as the packager will focus on the lender, leaving you to focus on your client
- Our team will help identify and overcome any case issues before they reach the lender
- Better outcomes on specialist cases means happier clients and more income
A BREAKDOWN OF OUR
Fees and Commissions
NEW: Whether you advise the client or pass the client on to us, you could earn the same net procuration fee thanks to our new Client Referral Service for Residential and Buy to Let Mortgages.
Our Client Referral Services allow you to earn the same amount (the full net procuration fee) and we take on the client advice. See Client Referral Services section below.
packaged
These commissions and charges relate to our packaging services for residential and BTL’s on our packaged lender panel.
We also offer Bridging & Development Finance, Commercial Mortgages and Secured Loans via our packaged services. Click on the links above for information on these areas.
Fees & Commissions
Fees payable on Offer. For Residential and Buy to Let Packaged Mortgages:
Roles | Loan Amount | Our Fees On Offer | Commission |
---|---|---|---|
You Advise, We Package. | Up to £150k | £445 | Net Proc Fee |
You Advise, We Package. | £150k - £250k | £345 | Net Proc Fee |
You Advise, We Package. | £250k+ | Free | Net Proc Fee |
HMO’s with over 6 rooms, MUFB’s with over 6 units and all Holiday Lets are on our Commercial Mortgage scale (see here).
Client Referral Services
NEW: For Residential and Buy to Let mortgages, where the client’s mortgage is with a lender on our packaged panel, our Client Referral Service will pay you the full net procuration fee as if you had advised the client yourself (see enhanced commissions below). We will advise and deal with the client for you.
Where we do not package for that lender we pay competitive commissions for the referral (see standard commissions below). This is one service, simply refer the client and we will do the rest.
We also accept client referrals for: Bridging & Development Finance, Commercial Mortgages, Secured Loans and Equity Release. Click on the links above for information on those areas.
Fees & Commissions
Fees payable on Offer. For Residential and Buy to Let Mortgages on our Packaged Panel:
Roles | Loan Type | Our Fees On Offer | Commission |
---|---|---|---|
We Advise & Package, You Refer | Standard | £495 | Net Proc Fee |
We Advise & Package, You Refer | Specialist (incl. Ex Pat) | £995 | Net Proc Fee |
We Advise & Package, You Refer | Debt Consolidation & Adverse | £1,295 | Net Proc Fee |
HMO’s with over 6 rooms, MUFB’s with over 6 units and all Holiday Lets are on our Commercial Mortgage scale (see here).
Fees & Commissions
Fees payable on Offer. For Residential and Buy to Let Mortgages not on Packaged Panel:
Roles | Loan Type | Our Fees On Offer | Commission |
---|---|---|---|
We Advise, You Refer | Standard | £495 | 25% of case income |
We Advise, You Refer | Specialist (incl. Ex Pat) | £995 | 25% of case income |
We Advise, You Refer | Debt Consolidation & Adverse | £1,295 | 25% of case income |
HMO’s with over 6 rooms, MUFB’s with over 6 units and all Holiday Lets are on our Commercial Mortgage scale (see here).
Referral Services
If you don’t want to advise, don’t have the time or simply are unable to due to PI insurance or any other issue then we will happily help. We accept referrals for any type of mortgage and keep you informed every step of the way. You set our terms of engagement with your client so you never risk losing the relationship.
- Refer the customer
- We advise and take the risk
- You keep the client relationship
- You earn a great commission

My client is delighted with the outcome and the service we provided him on this case. I will have no hesitation in referring business over to you guys in the future.

Everyone at Brilliant is highly informed and across any and all up to the minute product and criteria offerings from the lenders.
Anyone I have spoken to has provided a genuine high level of service and interest in my business which really makes them a “go-to” contact.
In addition to giving advice and support for the packaged panel, the team at Brilliant also provide insight and help for brokers to find solutions with the non-packaged lenders.
Their recent series of webinars hosted in partnership with the various panel lenders have proved to be extremely useful.
Brilliant are a firm that does precisely what it says on the tin!

Brilliant Solutions and their team have been excellent in supporting my business over the past 6 years.
Matthew Arena and Michael Craig have built an amazing team of specialists who have helped my business grow. All of the team are friendly and go the extra mile to help my clients and advisers achieve their goals.
I have found their webinars and workshops over the past year to be very informative, and they were delivered in a professional but informal way.
Michael Craig has brought brokers and lenders together in social Zoom meetings by way of quiz evenings and charity poker events, this has kept broker/lender relationships strong, and in some cases, new relationships have been built off the back of these events.
The icing on the cake is that Brilliant are the only mortgage club I can think of that pay commissions to brokers within 24 hours of completion, and in the majority of cases on the same day! In the initial months of the pandemic, I am sure this certainty over cash flow helped keep some companies afloat.
Well done Matthew, Michael and all of the team at Brilliant; keep up the good work!”

Just been chatting to Seaneen Parkhouse on a new case … don’t generally send these type of emails, but what a breath of fresh air she is with her can-do /no problem attitude and this is on every enquiry I speak to her on – so not just a one-off.
Exactly what brokers need in this current busy climate.
Keep up the good work!

I wanted to pass on feedback to you, Cushla has been great working my cases. I am really impressed with her persistence, quick replies and information provided. It has not been easy cases and I am grateful for the help and have been super impressed.
Thanks again

This case, is by far one of the most challenging I have faced but I undoubtedly could not have got it done with you being there to help me through it. From the issues with underwriting and then problems with the warranty, you 100% went the extra mile on for the clients to ensure this case got over the line and for this I thank you.

Brilliant Solutions has been a key part of my business since it started in January 2020. The service received from them has been consistently excellent, and more than I have experienced with other clubs in the past. They have helped me develop my mortgage business, given direction with complex cases and always gone more than the extra mile.
I recently had a complex Ltd Co BTL case where company was also trading as well as being an SPV, and additionally it was owned by a holding company, not the directors. For various reasons, we struggled to place even with the usual specialists but Brilliant Solutions spent time helping us find a lender that would do what we needed. They have since seen that case through and we are expecting completion on this business imminently. With Brilliant Solutions’ help, we saved the case, the clients were very happy (not to mention the deal being amazing anyway) and we were glad to be able to place the case.
The team are always accessible, we are building up relationships with their specialists and know that help is just a phonecall away from a club that offers service better than I’ve experienced before.

Brilliant Solutions Mortgage Club are a pleasure to work with. In the time that we have been dealing with Brilliant we have found that they, and in particular Ivan Vizor place as much emphasis on my client and the right solution as they do on ensuring the service they give to us is from the top drawer. As the mortgage industry changes its paramount that we connect with the right partners to help us evolve and Brilliant are an excellent partner to work together with Lord Clarke Ltd.

Brilliant Solutions go the extra mile to find the right lender, the right product and they do it with the right attitude.

I moved my mortgage club to Brilliant Mortgages last year after over 20 years in the industry and can honestly say they are the best club I have ever used.

Use the mortgage club and you will get a personal service that you can rely on. Thanks for your continued support.
A BREAKDOWN OF OUR
Fees and Commission
packaged
Fees & Commissions
Fees payable on Offer. For Residential and Buy to Let Packaged Mortgages:
Roles | Loan Amount | Our Fees On Offer | Commission |
---|---|---|---|
You Advise, We Package. | Up to £150k | £445 | Net Proc Fee |
You Advise, We Package. | £150k - £250k | £345 | Net Proc Fee |
You Advise, We Package. | £250k+ | Free | Net Proc Fee |
HMO’s with over 6 rooms, MUFB’s with over 6 units and all Holiday Lets are on our Commercial Mortgage scale (see here).
Fees & Commissions (BTL Packaged)
Our fees and commissions are incredibly competitive.
Your Role | Loan Amount | Our Fees | Commission |
---|---|---|---|
We Package, You Advise | TBC - Call our Team | TBC - Call our Team | Net Proc Fee |
referred
Fees & Commissions
Fees payable on Offer. For Residential and Buy to Let Mortgages on our Packaged Panel:
Roles | Loan Type | Our Fees On Offer | Commission |
---|---|---|---|
We Advise & Package, You Refer | Standard | £495 | Net Proc Fee |
We Advise & Package, You Refer | Specialist (incl. Ex Pat) | £995 | Net Proc Fee |
We Advise & Package, You Refer | Debt Consolidation & Adverse | £1,295 | Net Proc Fee |
HMO’s with over 6 rooms, MUFB’s with over 6 units and all Holiday Lets are on our Commercial Mortgage scale (see here).
Fees & Commissions
Fees payable on Offer. For Residential and Buy to Let Mortgages not on Packaged Panel:
Roles | Loan Type | Our Fees On Offer | Commission |
---|---|---|---|
We Advise, You Refer | Standard | £495 | 25% of case income |
We Advise, You Refer | Specialist (incl. Ex Pat) | £995 | 25% of case income |
We Advise, You Refer | Debt Consolidation & Adverse | £1,295 | 25% of case income |
HMO’s with over 6 rooms, MUFB’s with over 6 units and all Holiday Lets are on our Commercial Mortgage scale (see here).
Go to Templates to change – Fees & Commissions – Residential Packaged and BTL – DO NOT CHANGE BELOW
Fees & Commissions (Residential Packaged)
Our fees and commissions are incredibly competitive.
Your Role | Loan Amount | Our Fees | Commission |
---|---|---|---|
We Package, You Advise | Up to £150k | £445 | Net Proc Fee |
We Package, You Advise | £150k - £250k | £345 | Net Proc Fee |
We Package, You Advise | £250k+ | Free | Net Proc Fee |
Fees & Commissions (BTL Packaged)
Our fees and commissions are incredibly competitive.
Your Role | Loan Amount | Our Fees | Commission |
---|---|---|---|
We Package, You Advise | TBC - Call our Team | TBC - Call our Team | Net Proc Fee |
Go to Template 67907 – Fees & Commissions – Residential Referred
Fees & Commissions (Referred Residential)
Our fees and commissions are incredibly competitive.
Your Role | Loan Type | Our Fees | Commission |
---|---|---|---|
We Package, We Advise | Standard | £495 | Net Proc Fee |
We Package, We Advise | Specialist (incl. Ex Pat) | £995 | Net Proc Fee |
We Package, We Advise | Debt Consolidation & Adverse | £1295 | Net Proc Fee |
Go to Template 67910 – Fees and Commissions – BTL Referred
Fees & Commissions (BTL Referred)
Our fees and commissions are incredibly competitive.
Your Role | Loan Type | Our Fees | Commission |
---|---|---|---|
We Package, We Advise | 1st Property* | £995 | Net Proc Fee |
*Subsequent properties thereafter | £495 | Net Proc Fee |

My client is delighted with the outcome and the service we provided him on this case. I will have no hesitation in referring business over to you guys in the future.

Everyone at Brilliant is highly informed and across any and all up to the minute product and criteria offerings from the lenders.
Anyone I have spoken to has provided a genuine high level of service and interest in my business which really makes them a “go-to” contact.
In addition to giving advice and support for the packaged panel, the team at Brilliant also provide insight and help for brokers to find solutions with the non-packaged lenders.
Their recent series of webinars hosted in partnership with the various panel lenders have proved to be extremely useful.
Brilliant are a firm that does precisely what it says on the tin!

Brilliant Solutions and their team have been excellent in supporting my business over the past 6 years.
Matthew Arena and Michael Craig have built an amazing team of specialists who have helped my business grow. All of the team are friendly and go the extra mile to help my clients and advisers achieve their goals.
I have found their webinars and workshops over the past year to be very informative, and they were delivered in a professional but informal way.
Michael Craig has brought brokers and lenders together in social Zoom meetings by way of quiz evenings and charity poker events, this has kept broker/lender relationships strong, and in some cases, new relationships have been built off the back of these events.
The icing on the cake is that Brilliant are the only mortgage club I can think of that pay commissions to brokers within 24 hours of completion, and in the majority of cases on the same day! In the initial months of the pandemic, I am sure this certainty over cash flow helped keep some companies afloat.
Well done Matthew, Michael and all of the team at Brilliant; keep up the good work!”

Just been chatting to Seaneen Parkhouse on a new case … don’t generally send these type of emails, but what a breath of fresh air she is with her can-do /no problem attitude and this is on every enquiry I speak to her on – so not just a one-off.
Exactly what brokers need in this current busy climate.
Keep up the good work!

I wanted to pass on feedback to you, Cushla has been great working my cases. I am really impressed with her persistence, quick replies and information provided. It has not been easy cases and I am grateful for the help and have been super impressed.
Thanks again

This case, is by far one of the most challenging I have faced but I undoubtedly could not have got it done with you being there to help me through it. From the issues with underwriting and then problems with the warranty, you 100% went the extra mile on for the clients to ensure this case got over the line and for this I thank you.

Brilliant Solutions has been a key part of my business since it started in January 2020. The service received from them has been consistently excellent, and more than I have experienced with other clubs in the past. They have helped me develop my mortgage business, given direction with complex cases and always gone more than the extra mile.
I recently had a complex Ltd Co BTL case where company was also trading as well as being an SPV, and additionally it was owned by a holding company, not the directors. For various reasons, we struggled to place even with the usual specialists but Brilliant Solutions spent time helping us find a lender that would do what we needed. They have since seen that case through and we are expecting completion on this business imminently. With Brilliant Solutions’ help, we saved the case, the clients were very happy (not to mention the deal being amazing anyway) and we were glad to be able to place the case.
The team are always accessible, we are building up relationships with their specialists and know that help is just a phonecall away from a club that offers service better than I’ve experienced before.

Brilliant Solutions Mortgage Club are a pleasure to work with. In the time that we have been dealing with Brilliant we have found that they, and in particular Ivan Vizor place as much emphasis on my client and the right solution as they do on ensuring the service they give to us is from the top drawer. As the mortgage industry changes its paramount that we connect with the right partners to help us evolve and Brilliant are an excellent partner to work together with Lord Clarke Ltd.

Brilliant Solutions go the extra mile to find the right lender, the right product and they do it with the right attitude.

I moved my mortgage club to Brilliant Mortgages last year after over 20 years in the industry and can honestly say they are the best club I have ever used.

Use the mortgage club and you will get a personal service that you can rely on. Thanks for your continued support.
How can I use this service?
Brokers simply need to contact us on 01792 277555 and speak to our team, we are happy to talk you through the process and get you set up so you can give this a go. Or simply complete the form below and we'll contact you with more information.