Covering Residential Mortgages, BTL, Secured Loans and Bridging Finance; all of the Precise Mortgage products are available via our specialist packaged team and our direct to lender mortgage club.
Top slicing returns to support your buy to let customers
We’re pleased to announce the return of top slicing across our entire buy to let range, offering landlords greater flexibility, which could help them get the loan amount they need.
Top slicing enables customers to use surplus portfolio and/or earned disposable income to prove they can meet any financial stresses, rather than using the rental income of the property alone.
- Available for personal ownership and limited company structures
- Allows landlords to meet the rental cover calculation for short-term products
- Fully integrated into the broker portal giving you the information you need and your customer choice
- You can switch to top slicing even after applying without needing a new application, providing options for down-valued properties
- Offers greater flexibility around loan size
- Ideal for low rental yield/higher valued properties
Our buy to let calculator can be used to demonstrate how top slicing can help provide access to the loan amount your customers need.