Brilliant Solutions

Precise Mortgages Update

Covering Residential Mortgages, BTL, Secured Loans and Bridging Finance; all of the Precise Mortgage products are available via our specialist packaged team and our direct to lender mortgage club.  

Product withdrawals

We’re withdrawing our existing range of buy to let and residential products. New products, including a full residential range, will be available on our website from 9am on Wednesday 5 July.

To secure a product from our current range you must fully submit your applications before 8pm today, Tuesday 4 July. We then need all minimum supporting documents uploaded by 5pm on Thursday 6 July.

For non-portfolio buy to let applications this includes:

  • Signed Direct Debit mandate plus any additional documents required as part of the initial underwrite.

For portfolio buy to let applications this includes:

  • Signed Direct Debit mandate.
  • Existing property portfolio form uploaded to the BTL Hub.
  • Combined business plan, cash flow, and assets and liabilities form, along with latest months’ bank statement evidencing rent and mortgage payments.
  • As part of the initial underwrite we may require additional documentation.

And for residential applications this includes:

  • Signed Direct Debit mandate.
  • Latest year’s accounts/tax calculation accompanied with correspondingtax year overview (self employed).
  • 1 month from the latest 2 months’ payslips (net pay must be consistentwith bank statement) (employed).
  • The latest 3 calendar months’ personal bank statements showingincome and expenditure.
  • As part of the initial underwrite we may require additional documentation. 

Full details of our document submission requirements can be found in our ‘right first time submission guide’.

Download our right first time submission guide >>

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