Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

The Brilliant Loans direct number, 01792 277 277,  is not currently working.

Please Call us via Brilliant Solutions on 01792 277 555, option 3

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Precise Mortgages Update

Covering Residential Mortgages, BTL, Secured Loans and Bridging Finance; all of the Precise Mortgage products are available via our specialist packaged team and our direct to lender mortgage club.  

Relaunched! It’s the return of Help to Buy and Right to Buy

We’re excited to announce the return of our Help to Buy remortgage, Help to Buy purchase Wales, and Right to Buy product ranges.

So whether your customer’s taking their first step on the property ladder, wants to refinance or is looking to purchase a property they’re already living in, we could now have the solution they need.

Help to Buy
  • Remortgage and Help to Buy Wales
  • Rates from 6.99%
  • Up to 75% LTV
  • 2 and 5-year fixed rates
  • Refund of valuation fee (up to £630)

Help to Buy remortgage >>

Right to Buy
  • Rates from 6.99%
  • Up to 75% LTV
  • 2 and 5-year fixed rates 
  • Maximum loan size £1 million
  • Available up to 100% of the discounted purchase price (plus lender fees)

Right to Buy >>

Limited edition buy to let product withdrawals

We’re replacing our existing range of limited edition buy to let products.

A new range featuring reduced 5-year fixed rates, lower minimum loan sizes and a new 7% fee 5-year fixed product will be available on our website from 9am on Friday 8 September. Core range products will remain unchanged.

To secure a product from current limited edition range you must fully submit your applications by 5pm on Thursday 7 September. We then need all minimum supporting documents uploaded by 5pm on Tuesday 12 September.

  • For non-portfolio applications we need a signed Direct Debit mandate.
  • For portfolio applications we need the portfolio schedule uploaded to the BTL Hub as well as a signed Direct Debit mandate and the combined business plan, cash flow, and assets and liabilities form.
  • As part of the usual underwrite we may require additional documentation.  

Full details of our document submission requirements can be found in our ‘Right first time submission guide’.

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