Covering Residential Mortgages, BTL, Secured Loans and Bridging Finance; all of the Precise Mortgage products are available via our specialist packaged team and our direct to lender mortgage club.
Reduced rates coming soon
We’re replacing our new business residential range with new products featuring reduced rates, plus new 65% and 80% LTV products. The new range will be available on our website from Wednesday 10 January.
Changes apply to our new business products only, our product transfer range is unaffected.
Want to secure a product from our current range?
You must fully submit your applications before 5pm today, Tuesday 9 January. We then need all minimum supporting documents uploaded by 5pm on Wednesday 17 January.
- Signed Direct Debit mandate.
- Latest year’s accounts/tax calculation accompanied with correspondingtax year overview (self employed).
- 1 month from the latest 2 months’ payslips (net pay must be consistentwith bank statement) (employed).
- The latest 3 calendar months’ personal bank statements showingincome and expenditure.
- As part of the usual underwrite we may require additional documentation.
Full details of our document submission requirements can be found in our ‘right first time submission guide‘.
To discuss our range, speak with your business development manager, call our dedicated support team on 0800 116 4385 or contact us using Live Chat.
Reduced rates
New year, new products. We’re pleased to launch new residential products for 2024 to provide you with even greater choice for your customers.
New limited edition products – Rates from 5.44% – Available at 65% LTV
Reduced rate core range – Rates from 5.54% – Available up to 85% LTV
Supporting customers with adverse credit
Available for both purchase and remortgage
Options with refund of valuation (maximum £630) and £300 cashback
Download our latest product guide >>
Don’t forget, the maximum adverse we can accept includes:
- Defaults – 5 in 24 months
- CCJs – 3 in 24 months
- Debt Management Plans (DMPs) – Active and recently satisfied
- Unsecured arrears – Not counted but may affect credit score
- Mortgage, secured loan and rent arrears – 1 in 12 months, 3 in 36 months (worst status)