Brilliant Solutions

Precise Mortgages Update

Covering Residential Mortgages, BTL, Secured Loans and Bridging Finance; all of the Precise Mortgage products are available via our specialist packaged team and our direct to lender mortgage club.  

More reduced rates coming soon

We’re making some changes to our products. These include:

New business
  • Withdrawing our limited edition buy to let range and rolling equivalent reduced price products into the core range.  
  • Replacing the core buy to let new business range with new lower rates.

The 75% LTV 7% fee 5-year fixed limited edition products and the lifetime tracker core range products will be withdrawn and not replaced.

Product Transfers
  • Replacing current buy to let and residential product transfer ranges with new rates.

New ranges will be available on our website from Friday 19 January.

Want to secure a product from our current new business range?

You must fully submit your applications before 5pm today, Thursday 18 January. We then need all minimum supporting documents uploaded by 5pm on Thursday 25 January.

For non-portfolio buy to let applications this includes:

  • Signed Direct Debit mandate plus any additional documents required as part of the initial underwrite.

For portfolio buy to let applications this includes:

  • Signed Direct Debit mandate.
  • Existing property portfolio form uploaded to the BTL Hub.
  • Combined business plan, cash flow, and assets and liabilities form, along with latest months’ bank statement evidencing rent and mortgage payments.
  • As part of the initial underwrite we may require additional documentation.

Full details of our document submission requirements can be found in our ‘right first time submission guide‘.

Looking to secure a product from our current product transfer range?

To secure a rate from the current product transfer ranges you’ll need to request a KFI by 5pm today, Thursday 18 January by emailing us or calling 0333 240 6180.

If you’ve already received a KFI from us, you have until 5pm on Thursday 1 February to request the offer to secure that rate.

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