Here is the latest update from the Principality Building Society. For full details download/ see their latest product bulletin here. Criteria information is available here. Access these product via our direct to lender mortgage club and get the benefits of payment on completion.
Principality Announcements
Mortgage Range Changes – Effective from 1st July 2025
Our updated mortgage range will be live on our website 9am, Tuesday 1st July 2025.
Our current range will be removed 5pm, Monday 30th June 2025.
Rate decreases
Residential
- 2-year fixed 65% LTV products by up to 0.13%
- 3-year fixed 65% LTV product by 0.15%
- 5-year fixed 65% LTV product (with £1395 product fee) by 0.14%
- 5-year fixed 65% LTV product (with no product fee) by 0.29%
- 2-year fixed 75% LTV products by up to 0.17%
- 3-year fixed 75% LTV product by 0.19%
- 5-year fixed 75% LTV product (with £1395 product fee) by 0.21%
- 5-year fixed 75% LTV product (with no product fee) by 0.25%
- 2-year fixed 80% LTV products by up to 0.38%
- 3-year fixed 80% LTV product by 0.23%
- 5-year fixed 80% LTV products by up to 0.19%
- 2-year fixed 85% LTV product (with £895 fee) by 0.49%
- 2-year fixed 85% LTV product (with no product fee) by 0.34%
- 3-year fixed 85% LTV product by 0.18%
- 5-year fixed 85% LTV product (with £1395 product fee) by 0.40%
- 5-year fixed 85% LTV product (with no product fee) by 0.28%
- 2-year fixed 90% LTV products by up to 0.10%
- 5-year fixed 90% LTV product (with £1395 product fee) by 0.06%
Residential (with cashback)
- 2-year fixed 65% LTV product by 0.20%
- 5-year fixed 65% LTV product by 0.18%
- 2-year fixed 75% LTV product by 0.16%
- 5-year fixed 75% LTV product by 0.25%
- 2-year fixed 80% LTV product by 0.51%
- 5-year fixed 80% LTV product by 0.42%
- 2-year fixed 85% LTV product by 0.38%
- 5-year fixed 85% LTV product by 0.25%
- 5-year fixed 90% LTV product by 0.10%
Joint Borrower Sole Proprietor
- 2-year fixed JBSP 75% LTV product by 0.13%
- 5-year fixed JBSP 75% LTV product by 0.30%
- 2-year fixed JBSP 80% LTV product by 0.38%
- 5-year fixed JBSP 80% LTV product by 0.19%
- 2-year fixed JBSP 85% LTV product by 0.34%
- 5-year fixed JBSP 85% LTV product by 0.28%
- 2-year fixed JBSP 90% LTV product by 0.10%
Buy to Let
- 5-year fixed 60% LTV products by up to 0.13%
- 5-year fixed 70% LTV products by up to 0.18%
- 5-year fixed 75% LTV product (with £1395 product fee) by 0.40%
- 5-year fixed 75% LTV product (without product fee) by 0.50%
Holiday Let
- 2-year fixed 60% LTV product (with £895 product fee) by 0.10%
- 5-year fixed 60% LTV products by up to 0.12%
- 2-year fixed 75% LTV product by 0.18%
- 5-year fixed 75% LTV product by 0.20%
Other Information
Standard Variable Rate (SVR)
- This will decrease to 6.92% (Previously 7.09%)
Buy to Let Stress Rate
- This will decrease to 5.50% (Previously 6.30%)
Holiday Let Stress Rate
- This will decrease to 7.80% (Previously 7.98%)