Here is the latest update from the Principality Building Society. For full details download/ see their latest product bulletin here. Criteria information is available here. Access these product via our direct to lender mortgage club and get the benefits of payment on completion.
Principality Announcements
We’re making changes to our mortgage range from 9am, Wednesday 3rd December
Our updated mortgage range will be live on our website 9am, Wednesday 3rd December 2025.
Our current range will be removed 5pm, Tuesday 2nd December 2025.
Mortgage range changes include:
Rate decreases
Residential (with product fees)
- 2-year fixed 65% LTV products by up to 0.04%
- 2-year fixed 75% LTV products by up to 0.04%
- 5-year fixed 65% and 75% LTV product by 0.02%
- 2-year fixed 80% LTV product by 0.02%
- 5-year fixed 80% LTV product by 0.03%
- 2-year fixed 85% LTV product by 0.08%
- 5-year fixed 85% LTV product by 0.03%
- 2-year fixed 90% LTV product by 0.05%
Residential (without product fees)
- 2-year fixed 65% LTV product by 0.03%
- 3-year fixed 65% LTV product by 0.02%
- 2 and 3 year fixed 75% LTV product by 0.01%
- 2, 3 and 5-year fixed 80% LTV product by 0.02%
- 3-year fixed 85% LTV product by 0.07%
- 5-year fixed 85% LTV product by 0.02%
- 2-year fixed 90% LTV product by 0.02%
Residential (with £500 cashback)
- 2-year fixed 65% LTV product by 0.03%
- 5-year fixed 75% LTV product by 0.01%
- 2-year fixed 80% LTV product by 0.06%
- 5-year fixed 80% LTV product by 0.03%
- 2-year fixed 85% LTV product by 0.13%
- 5-year fixed 85% LTV product by 0.01%
- 2-year fixed 90% LTV product by 0.05%
Help to Buy Wales
- 2-year fixed 75% LTV product by 0.05%
- 5-year fixed 75% LTV product by 0.15%
Joint Borrower Sole Proprietor
- 2 and 5-year fixed 75% LTV product by 0.01%
- 2 and 5-year fixed 80% LTV product by 0.02%
- 2-year fixed 90% LTV product by 0.02%
Buy to Let
- 5-year fixed 60% LTV product by 0.05%
Holiday Let
- 2-year fixed 60% LTV product (with product fee) by 0.02%
- 2-year fixed 60% LTV product (without product fee) by 0.01%
- 5-year fixed 70% LTV product (without product fee) by 0.06%
- 5-year fixed 75% LTV product (without product fee) by 0.04%
Rate increases
Joint Borrower Sole Proprietor
- 5-year fixed 85% LTV product by 0.07%