Here is the latest update from the Principality Building Society. For full details download/ see their latest product bulletin here. Criteria information is available here. Access these product via our direct to lender mortgage club and get the benefits of payment on completion.
Principality Announcements
We’re making changes to our mortgage range from 9am, Wednesday 4th February
Our updated mortgage range will be live on our website 9am, Wednesday 4th February 2026.
Our current range will be removed 5pm, Tuesday 3rd February 2026.
Mortgage range changes include:
Rate increases
Residential
- 2-year fixed 65% & 85% LTV products by 0.10%
- 3-year fixed 65%, 75% & 80% LTV products by 0.11%
- 5-year fixed 65% LTV product (with £1395 product fee) by 0.12%
- 5-year fixed 65% LTV product (without product fee) by 0.03%
- 2-year fixed 75% LTV products by up to 0.12%
- 5-year fixed 75% LTV products by up to 0.13%
- 2-year fixed 80% LTV products by 0.11%
- 5-year fixed 80% & 85% LTV products by up to 0.12%
- 3-year fixed 85% & 90% LTV products by 0.10%
- 2 & 5-year fixed 90% LTV products by up to 0.10%
- 2 & 5-year fixed 95% LTV products by up to 0.05%
Residential (with cashback)
- 2-year fixed 65% LTV product by 0.11%
- 5-year fixed 65% LTV product by 0.13%
- 2-year fixed 75%, 80% & 90% LTV products by 0.10%
- 5-year fixed 75%, 80%, 85% & 90% LTV products by 0.11%
- 2-year fixed 85% LTV product by 0.11%
Joint Borrower Sole Proprietor
- 2 & 5-year fixed 75% LTV products by up to 0.11%
- 2 & 5-year fixed 80% LTV products by 0.11%
- 2 & 5-year fixed 85% LTV products by up to 0.12%
- 2 & 5-year fixed 90% LTV products by up to 0.10%
New Build
- 5-year fixed 95% LTV Shared Ownership product by 0.05%
- 2-year fixed 75% LTV Help to Buy Wales product by 0.15%
- 5-year fixed 75% LTV Help to Buy Wales product by 0.10%
Buy to Let
- 5-year fixed 60%, 70% & 75% LTV products by 0.14%
Holiday Let
- 2-year fixed 60% LTV products by up to 0.12%
- 5-year fixed 60% LTV products by up to 0.20%
- 5-year 75% LTV product by 0.10%
We’re withdrawing
New Build
- 2 & 5-year 95% LTV New Build products