Here is the latest update from the Principality Building Society. For full details download/ see their latest product bulletin here. Criteria information is available here. Access these product via our direct to lender mortgage club and get the benefits of payment on completion.
Principality Announcements
We’re making changes to our mortgage range from 9am, Thursday 8th January
Our updated mortgage range will be live on our website 9am, Thursday 8th January 2026.
Our current range will be removed 5pm, Wednesday 7th January 2026.
Mortgage range changes include:
Rate decreases
Residential
- 2-year fixed 65% LTV products by up to 0.05%
- 2-year fixed 75% LTV product (without product fee) by 0.02%
- 2 & 3-year fixed 80% LTV product (without product fees) by 0.02%
- 2 & 3-year fixed 85% LTV product (without product fees) by 0.02%
- 2-year fixed 90% LTV products by up to 0.03%
Residential (with cashback)
- 2-year fixed 75% LTV products by 0.03%
Joint Borrower Sole Proprietor
- 2-year fixed 75%, 80%, 85% & 90% LTV products by 0.02%
Rate increases
Residential
- 5-year fixed 65% LTV product (without product fee) by 0.02%
- 5-year fixed 85% LTV product (with £1395 product fee) by 0.02%
- 5-year fixed 95% LTV products by 0.05%
Residential (with cashback)
- 2-year fixed 65% LTV product by 0.02%
New Build
- 2-year fixed 75% LTV Help to Buy Wales product by 0.05%
Buy to Let
- 5-year fixed 60% LTV products by 0.02%
- 5-year fixed 70% LTV products by up to 0.06%
- 5-year fixed 75% LTV products by 0.05%