Here is the latest update from the Principality Building Society. For full details download/ see their latest product bulletin here. Criteria information is available here. Access these product via our direct to lender mortgage club and get the benefits of payment on completion.
Principality Announcements
Product Transfer Range Changes – Effective from 15th July 2026
Our new product transfer range will be live on our website 9am, Wednesday 15th July 2026.
Our current range will be removed 5pm, Tuesday 14th July 2026.
Product transfer range changes include:
Rate increases
Residential
- 2, 3 & 5-year fixed 65%, 75%, 85% & 90% LTV products by 0.20%
Buy to Let & Holiday Let
- 2 & 5-year fixed 60% & 75% LTV products by 0.20%
- 2-year fixed 85% LTV products by 0.20%
We’re making changes to our mortgage range from 9am, Monday 20th July
Our updated mortgage range will be live on our website 9am, Monday 20th July 2026.
Our current range will be removed 5pm, Sunday 19th July 2026.
Mortgage range changes include:
Rate decreases
1-year Self Employed & 6-month CIS products
- 5-year fixed 90% LTV products by 0.07%
Rate increases
Residential
- 2, 3 & 5-year fixed 65% LTV products by 0.20%
- 2, 3 & 5-year fixed 75%, 80% & 85% LTV products by 0.15%
Joint Borrower Sole Proprietor
- 2 & 5-year fixed 75%, 80% & 85% LTV products by 0.15%
- 5-year fixed 90% LTV product by 0.07%
Buy to Let
- 2-year fixed 60%, 70% & 75% LTV products (with 3% product fee) by 0.10%
- 5-year fixed 60% LTV product (without product fee) by 0.05%
- 5-year fixed 70% LTV product (with £895 product fee) by 0.10%
1-year Self-Employed & 6-month CIS products
- 2-year fixed 65% LTV products by up to 0.10%
- 5-year fixed 65% LTV products by up to 0.06%
- 2-year fixed 75% & 85% LTV products by up to 0.15%
- 5-year fixed 75% LTV products by up to 0.20%
- 5-year fixed 85% LTV products by 0.05%
We’re introducing
Buy to Let
- 5-year fixed 75% LTV product (without product fee)