Here is the latest update from the Principality Building Society. For full details download/ see their latest product bulletin here. Criteria information is available here. Access these product via our direct to lender mortgage club and get the benefits of payment on completion.
Principality Announcements
We’re making changes to our mortgage range from 9am, Friday 17th October
Our updated mortgage range will be live on our website 9am, Friday 17th October 2025.
Our current range will be removed 5pm, Thursday 16th October 2025.
Mortgage range changes include:
Rate decreases
Residential:
- 2-year fixed 65% LTV product (with £895 product fee) by 0.04%
- 2-year fixed 65% LTV product (with no product fee) by 0.04%
- 3-year fixed 65% LTV product by 0.05%
- 5-year fixed 65% LTV product (with £1395 product fee) by 0.05%
- 5-year fixed 75% LTV product (with no product fee) by 0.05%
- 5-year fixed 80% LTV product (with £1395 product fee) by 0.05%
- 2-year fixed 85% LTV product (with no product fee) by 0.06%
- 3-year fixed 85% LTV product by 0.05%
- 3-year fixed 90% LTV product by 0.10%
- 5-year fixed 90% LTV product (with no product fee) by 0.07%
Residential (with cashback):
- 2-year fixed 65% LTV product by 0.06%
- 5-year fixed 65% LTV product by 0.05%
- 2-year fixed 75% LTV product by 0.05%
- 2-year fixed 90% LTV product by 0.06%
- 5-year fixed 90% LTV product by 0.07%
Tracker:
- 2-year 65%, 75%, 80% & 85% LTV products by 0.10%
New Build:
- 5-year fixed 95% LTV Shared Ownership product by 0.17%
- 2-year fixed 75% LTV Help to Buy (Wales) product by 0.07%
Joint Borrower Sole Proprietor:
- 5-year fixed JBSP 75% LTV product by 0.04%
- 2-year fixed JBSP 85% LTV product by 0.08%
- 5-year fixed JBSP 90% LTV product by 0.06%
Buy to Let:
- 5-year fixed 60% LTV product (with no product fee) by 0.05%
- 5-year fixed 70% LTV product (with £1395 product fee) by 0.12%
Holiday Let:
- 2-year fixed 60% LTV products by 0.10%
- 5-year fixed 60% LTV (with no product fee) by 0.12%
- 5-year fixed 75% LTV product (with no product fee) by 0.11%