Here is the latest update from the Principality Building Society. For full details download/ see their latest product bulletin here. Criteria information is available here. Access these product via our direct to lender mortgage club and get the benefits of payment on completion.
Principality Announcements
We’re making changes to our mortgage range from 9am, Tuesday 28th October
Our updated mortgage range will be live on our website 9am, Tuesday 28th October 2025.
Our current range will be removed 5pm, Monday 27th October 2025.
Mortgage range changes include:
Rate decreases
Residential:
- 2-year fixed 65% LTV product (with no product fee) by 0.10%
- 5-year fixed 65% LTV product (with no product fee) by 0.05%
- 2-year fixed 75% LTV product (with no product fee) by 0.12%
- 2-year fixed 75% LTV product (with £895 fee) by 0.04%
- 5-year fixed 75% LTV product (with no product fee) by 0.03%
- 2-year fixed 80% LTV product (with no product fee) by 0.07%
- 2-year fixed 85% LTV product (with £895 fee) by 0.06%
- 2-year fixed 90% LTV products by up to 0.10%
- 3-year fixed 90% LTV product by 0.10%
- 5-year fixed 95% LTV products by 0.10%
Residential (with cashback)
- 2-year fixed 65% LTV product by 0.10%
- 5-year fixed 65% LTV product by 0.04%
- 2-year fixed 75% LTV product by 0.10%
- 5-year fixed 75% LTV product by 0.08%
- 5-year fixed 80% LTV product by 0.03%
- 2-year fixed 85% LTV product by 0.09%
New Build
- 2-year fixed 75% LTV Help to Buy (Wales) product by 0.15%
Buy to Let
- 5-year fixed 60% LTV product (with £1395 product fee) by 0.15%