Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Product Blast w/e 10 Jul

By Matthew Arena / 8th July 2020 10th July 2020 / Product Updates

Update Overview

Accord dive back into Northern Ireland but out of 90% LTV FTB mortgages. Bucks expand their family assist range and significant criteria updates from Halifax and Virgin Money. Ipswich out of BTL.

Residential Mortgages

LENDER	CHANGE	DETAIL	MORE
Accord	CHANGES	Withdrawal from 90% LTV FTB but entering Northern Ireland.
Buckinghamshire	CHANGES	Enhancements to their family assist range
Cambridge	WITHDRAWN	Some 2yr fixed and discounts
Furness	NEW	New 95% range for local residents.
Halifax	CHANGES	Many criteria changed on income.
Leeds	CHANGES	Minor changes and withdrawals.
Monmouth	WITHDRAWN	2yr and 5yr 90% Deals
Newcastle	CHANGES	Rate reductions and improvements to range up to 80% LTV.
Principality	CHANGES	Changes to income and affordability criteria. Rate increases.
Santander	CHANGE	The £250 cashback element has been removed from the 85% Purchases
Skipton	CHANGES	Rate increases of up to 0.21% and end dated changed on products to Oct or Dec
Saffron	CHANGES	Lender fees halved on Self-Build
Virgin	CHANGES	Adverse credit criteria materially changed.

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Buy to Let Mortgages

LENDER	CHANGE	DETAIL	MORE
Ipswich	WITHDRAWN	All BTL, Ex-PAT BTL, Boliday let etc.
Metro	REDUCED	Rates on 75% LTV BTL.
Principality	INCREASES	Rates up or fees up.
Skipton	CHANGE	Reduced rates by up to 0.15%

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Secured Loans, Bridging & Development, Commercial Mortgages

LENDER	CHANGE	TYPE	DETAIL	MORE
Optimum	NEW	Secured Loan	Will now offer further advances. This lender offers 95% LTV.

This sector sees little in the way of genuine product rate changes and updates. Contact us for further information.

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