Here is the latest update from the Saffron Building Society. For details see their latest product information here. Lending criteria details are available here. Remember, you can access these products through our direct to lender mortgage club to get the benefits of payment on completion as well as out specialist mortgage support.
Saffron Announcement
Broker Brief – Expanding lending Horizons Brick by Brick
In our last Broker Brief, we explored how our new tiered LTI matrix and expanded JBSP proposition are helping brokers unlock borrowing power for their clients. In this latest instalment, we’re turning our attention to two new additions that open even more doors, for high earners and globally mobile professionals alike.
High earners often face unexpected barriers when it comes to borrowing: rigid affordability caps, limited product choice, and restricted loan sizes.
That’s why we’ve launched Premier Income, a new product designed specifically for clients earning over £150,000:
Uncapped LTI for greater borrowing potential
Loan sizes up to £5 million, supporting larger, more complex cases
A defined proposition for higher-income borrowers, giving brokers a credible, flexible alternative to private banking
Premier Income marks a significant step forward in our lending evolution – a proposition that brings more private banking options to your sourcing systems. And for eligible cases, we’re comfortable supporting complex, high-value borrowing where adaptability and speed matter most.
Careers are increasingly global and homeownership shouldn’t be limited by geography. Building on our strong reputation in Expat Buy-to-Let, we’re now expanding our expertise into residential lending.
Our new Expat Residential category is designed for UK nationals returning home, where their direct family remain in the property. This solution supports professionals working abroad who maintain ties to the UK, providing a pathway back into the property market without unnecessary hurdles.
Whether it’s a consultant returning from Dubai or an executive relocating from Singapore, Expat Residential helps brokers serve clients with international footprints and stable financial profiles who are too often excluded from mainstream lending.
Modern clients live and work differently, and their lending options should reflect that. By introducing Premier Income and Expat Residential, we’re helping brokers support a wider range of clients, from high earners with complex income structures to globally mobile professionals.
It’s another step in building smarter, more inclusive lending, brick by brick.
To explore these updates in full and learn more about how they could support your client’ needs, visit our website or speak with your BDM today.