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Increases to new business and product transfer rates
On Thursday 30 June, as a result of market conditions and competitor changes, we’re increasing all new business standard, large loan, new build, Help to Buy and Buy to Let fixed rates by up to 0.50%. We’re also re-introducing 75% LTV 5 year fixed rate £0 fee purchase and remortgage products and withdrawing all first time buyer exclusives with £500 cashback and 90% LTV £999 fee remortgage fixed rates.
All residential and Buy to Let product transfer fixed rates are increasing by up to 0.55% and the Buy to Let Lifetime Tracker is reducing by 1.00%.
FMAs for products in Rate Bulletin (Issue 11) must be received by 10pm on Wednesday 29 June.
Residential- purchase only
- 75% LTV 2 year fixed rate at 3.09% with a £999 fee – increased by 0.50%
- 75% LTV 5 year fixed rate at 3.14% with a £999 fee – increased by 0.40%
- 75% LTV 5 year fixed rate at 3.39% with a £0 fee – NEW
- 85% LTV 2 year fixed rate at 3.14% with a £999 fee – increased by 0.50%
- 85% LTV 2 year fixed rate at 3.39% with a £0 fee – increased by 0.45%
- 85% LTV 5 year fixed rate at 3.19% with a £999 fee – increased by 0.40%
- 85% LTV 5 year fixed rate at 3.44% with a £0 fee – increased by 0.45%
- 90% LTV 2 year fixed rate at 3.19% with a £999 fee – increased by 0.50%
- 90% LTV 2 year fixed rate at 3.44% with a £0 fee – increased by 0.45%
- 90% LTV 5 year fixed rate at 3.24% with a £999 fee – increased by 0.40%
- 90% LTV 5 year fixed rate at 3.49% with a £0 fee – increased by 0.45%
- 95% LTV 2 year fixed rate at 3.49% with a £0 fee – increased by 0.15%
- 95% LTV 5 year fixed rate at 3.54% with a £0 fee – increased by 0.15%
New Build
- 75% LTV 2.5 year fixed rate at 3.09% with a £999 fee – increased by 0.50%
- 75% LTV 2.5 year fixed rate at 3.34% with a £0 fee – increased by 0.45%
- 85% LTV 2.5 year fixed rate at 3.14% with a £999 fee – increased by 0.50%
- 85% LTV 2.5 year fixed rate at 3.39% with a £0 fee – increased by 0.45%
Help to Buy
- 75% LTV 2 year fixed rate at 3.39% with a £0 fee – increased by 0.45%
- 75% LTV 2.5 year fixed rate at 3.14% with a £999 fee – increased by 0.35%
- 75% LTV 5 year fixed rate at 3.19% with a £999 fee – increased by 0.35%
- 75% LTV 5 year fixed rate at 3.44% with a £0 fee – increased by 0.45%
Large loans and remortgage
- 70% LTV 2 year fixed rate at 3.24% with a £2499 fee – increased by 0.50%
- 75% LTV 2 year fixed rate at 3.29% with a £2499 fee – increased by 0.50%
Large loan purchase only
- 70% LTV 5 year fixed rate at 3.24% with a £2499 fee – increased by 0.40%
- 75% LTV 5 year fixed rate at 3.29% with a £2499 fee – increased by 0.40%
Large loan remortgage only
- 70% LTV 5 year fixed rate at 3.29% with a £2499 fee – increased by 0.45%
- 75% LTV 5 year fixed rate at 3.34% with a £2499 fee – increased by 0.45%
Remortgage only
- 75% LTV 5 year fixed rate at 3.44% with a £0 fee – NEW
- 75% LTV 2 year fixed rate at 3.14% with a £999 fee – increased by 0.50%
- 75% LTV 5 year fixed rate at 3.19% with a £999 fee – increased by 0.45%
- 85% LTV 2 year fixed rate at 3.19% with a £999 fee – increased by 0.50%
- 85% LTV 2 year fixed rate at 3.44% with a £0 fee – increased by 0.50%
- 85% LTV 5 year fixed rate at 3.24% with a £999 fee – increased by 0.45%
- 85% LTV 5 year fixed rate at 3.49% with a £0 fee – increased by 0.50%
- 90% LTV 2 year fixed rate at 3.49% with a £0 fee – increased by 0.50%
- 90% LTV 5 year fixed rate at 3.54% with a £0 fee – increased by 0.40%
Withdrawals
- FTB exclusive 85% LTV 2 year fixed rate at 2.64% with a £999 fee
- FTB exclusive 85% LTV 2 year fixed rate at 2.94% with a £0 fee
- FTB exclusive 85% LTV 5 year fixed rate at 2.79% with a £999 fee
- FTB exclusive 85% LTV 5 year fixed rate at 2.99% with a £0 fee
- FTB exclusive 90% LTV 2 year fixed rate at 2.69% with a £999 fee
- FTB exclusive 90% LTV 2 year fixed rate at 2.99% with a £0 fee
- FTB exclusive 90% LTV 5 year fixed rate at 2.84% with a £999 fee
- FTB exclusive 90% LTV 5 year fixed rate at 3.04% with a £0 fee
- Remortgage 90% LTV 2 year fixed rate at 2.74% with £999 fee
- Remortgage 90% LTV 5 year fixed rate at 2.94% with £999 fee
BTL
Purchase and remortgage
- 60% LTV 2 year fixed rate at 3.09% with a £1499 fee – increased by 0.50%
- 60% LTV 5 year fixed rate at 3.14% with a £1499 fee – increased by 0.40%
- 75% LTV 2 year fixed rate at 3.14% with a £1499 fee – increased by 0.50%
- 75% LTV 5 year fixed rate at 3.19% with a £1499 fee – increased by 0.40%
Remortgage only
- 60% LTV 2 year fixed rate at 3.39% with a £0 fee – increased by 0.50%
- 60% LTV 5 year fixed rate at 3.44% with a £0 fee – increased by 0.50%
- 75% LTV 2 year fixed rate at 3.44% with a £0 fee – increased by 0.50%
- 75% LTV 5 year fixed rate at 3.49% with a £0 fee – increased by 0.50%
Product Transfers
- All residential fixed rates increased by up to 0.55%
- All Buy to Let/Consent to Let fixed rates increased by up to 0.50%