Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Santander Update

View here for Santander’s latest announcements.   Please remember that you can access Santander products, including semi-exclusive mortgages, through our direct to lender mortgage club which pays on completion.  Contact us for more information.  Visit Santander for Intermediaries website

Rate increases and other changes across our new business range

On Friday 4 March, we’re making several changes across the new business range:

  • Re-introducing residential 60% LTV fixed rates.
  • Some 2 and 5 year fixed rate products will be matched at 60%, 75% and 85% LTV
  • Removing the £250 cashback from the majority of our residential purchase products (will become Homebuyer Free Valuation only)
  • All residential fixed rate remortgage products with no product fee are being temporarily withdrawn
  • Rate increases on selected products across the residential and Buy to Let ranges
  • LTV on Large Loan products is being reduced to 70%
Residential

New 60% LTV rates

  • 60% LTV, 2 year fixed rate, 2.04%, £999 fee, purchase and remortgage
  • 60% LTV, 5 year fixed rate, 2.04%, £999 fee, purchase and remortgage

Remortgage changes

  • 75% LTV, 2 year fixed rate, 2.09%, £999 fee, remortgage – increased by 0.15%
  • 85% LTV, 2 year fixed rate, 2.14%, £999 fee, remortgage – increased by 0.15%
  • 75% LTV, 5 year fixed rate, 2.09%, £999 fee, remortgage – increased by 0.10%
  • 85% LTV, 5 year fixed rate, 2.14%, £999 fee, remortgage – increased by 0.10%

Purchase changes

  • 75% LTV, 2 year fixed rate, 2.09%, £999 fee, purchase – increased by 0.20%    
  • 75% LTV, 2 year fixed rate, 2.19%, £0 fee, purchase – increased by 0.10%             
  • 85% LTV, 2 year fixed rate, 2.14%, £999 fee, purchase – increased by 0.20%, £250 cashback removed              
  • 85% LTV, 2 year fixed rate, 2.24%, £0 fee, purchase – increased by 0.05%, £250 cashback removed              
  • 90% LTV, 2 year fixed rate, 2.19%, £999 fee, purchase – increased by 0.20%, £250 cashback removed              
  • 90% LTV, 2 year fixed rate, 2.29%, £0 fee, purchase – increased by 0.05%, £250 cashback removed              
  • 95% LTV, 2 year fixed rate, 2.74%, £0 fee, purchase – increased by 0.10%              
  • 75% LTV, 5 year fixed rate, 2.09%, £999 fee, purchase – increased by 0.15%              
  • 75% LTV, 5 year fixed rate, 2.19%, £0 fee, purchase – increased by 0.05%              
  • 85% LTV, 5 year fixed rate, 2.14%, £999 fee, purchase – increased by 0.15%, £250 cashback removed              
  • 85% LTV, 5 year fixed rate, 2.24%, £0 fee, purchase – £250 cashback removed              
  • 90% LTV, 5 year fixed rate, 2.49%, £999 fee, purchase – increased by 0.15%, £250 cashback removed              
  • 90% LTV, 5 year fixed rate, 2.59%, £0 fee, purchase – increased by 0.10%, £250 cashback removed

Large loan changes – minimum loan size £250,000

  • 70% LTV, 2 year fixed rate, 2.19%, £2499 fee, purchase and remortgage – increased by 0.15% and LTV changed from 75% to 70%
  • 70% LTV, 5 year fixed rate, 2.24%, £2499 fee, purchase and remortgage – increased by 0.15% and LTV changed from 75% to 70%

Help to Buy

  • 75% LTV, 2 year fixed rate, 2.29%, £0 fee Help to Buy purchase – increased by 0.155  
  • 75% LTV, 2.5 year fixed rate, 2.14%, £999 fee Help to Buy purchase – increased by 0.15% and £250 cashback removed           
  • 75% LTV, 5 year fixed rate, 2.14%, £999 fee Help to Buy purchase – increased by 0.10% and £250 cashback removed           
  • 75% LTV, 5 year fixed rate, 2.29%, £0 fee Help to Buy purchase – increased by 0.10%

New Build

  • 75% LTV, 2.5 year fixed rate, 2.09%, £999 fee, New Build purchase – increased by 0.15%           
  • 75% LTV, 2.5 year fixed rate, 2.19%, £0 fee, New Build purchase – increased by 0.05%           
  • 85% LTV, 2.5 year fixed rate, 2.14%, £999 fee, New Build purchase – increased by 0.15% and £250 cashback removed           
  • 85% LTV, 2.5 year fixed rate, 2.24%, £0 fee, New Build purchase – £250 cashback removed

Withdrawn rates

  • 75% LTV, 2 year fixed rate, 2.14%, £0 fee, remortgage           
  • 85% LTV, 2 year fixed rate, 2.19%, £0 fee, remortgage           
  • 90% LTV, 2 year fixed rate, 2.89%, £0 fee, remortgage           
  • 75% LTV, 5 year fixed rate, 2.19%, £0 fee, remortgage           
  • 85% LTV, 5 year fixed rate, 2.24%, £0 fee, remortgage           
  • 90% LTV, 5 year fixed rate, 2.99%, £0 fee, remortgage           
  • 75% LTV, 2 year fixed rate, 1.94%, £999 fee, Help to Buy purchase

Buy to Let

Purchase and remortgage changes

  • 60% LTV, 2 year fixed rate, 2.04%, £1499 fee, BTL purchase and remortgage – increased by 0.20%           
  • 75% LTV, 2 year fixed rate, 2.09%, £1499 fee, BTL purchase and remortgage – increased by 0.20%    
  • 60% LTV, 5 year fixed rate, 2.04%, £1499 fee, BTL purchase and remortgage – increased by 0.05%           
  • 75% LTV, 5 year fixed rate, 2.09%, £1499 fee, BTL purchase and remortgage – increased by 0.05%

Withdrawn rates

  • 60% LTV, 2 year fixed rate, 2.29%, £0 fee, BTL purchase and remortgage           
  • 75% LTV, 2 year fixed rate, 2.34%, £0 fee, BTL purchase and remortgage           
  • 60% LTV, 5 year fixed rate, 2.34%, £0 fee, BTL purchase and remortgage           
  • 75% LTV, 5 year fixed rate, 2.39%, £0 fee, BTL purchase and remortgage
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