Brilliant Solutions

Metro Bank Update

Metro Bank have announced a broker update, available below.  Contact us to see how we help brokers like you across the UK, Alternatively please refer to our Mortgage Lending Criteria Guide and Product Guides.


Customers with a Less than Perfect Credit Profile

If your customer has a less than perfect credit profile, they may still be eligible for a product from our Core Range – subject to application score and full assessment.

We can look at a customer with:

  • £500 of unsatisfied CCJs or defaults
  • £1000 of satisfied CCJs or defaults within the last 3 years. No limit if satisfied over 3 years ago
  • Missed or late payments if they don’t exceed a status 2
  • Settled IVAs, arrangements or debt management plans
  • Discharged bankrupts as long as 3 years has passed since the initial bankruptcy order
  • Repossessions accepted after 6 years
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