Brilliant Solutions

Express Payment Requests are showing error messages but please ignore these as the requests are being received. The error relates to the email confirmation only. 

The company will be closing early on Tuesday 16th September at 2pm for all staff training across all departments. We will be open as usual on Wednesday 17th September. We apologise for any inconvenience this causes. 

The deadline for express requests on the 16th September will be 1 PM.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Santander Update

View here for Santander’s latest announcements.   Please remember that you can access Santander products, including semi-exclusive mortgages, through our direct to lender mortgage club which pays on completion.  Contact us for more information.  Visit Santander for Intermediaries website

Working with you…Interest only

No minimum income.

Mortgage term can go up to the oldest applicant’s 70th birthday.

Maximum loan to value (LTV)

  • 85% LTV for the overall lending on a part interest only basis.
  • 75% LTV on an interest only basis where at least one applicant has a gross income of more than £250,000.
  • 50% LTV on an interest only basis for an applicant with a gross income of £250,000 or less.

Where the applicant’s repayment vehicle is sale of the mortgaged property:

  • For pure interest only minimum of £250,000 equity in the property at application.
  • For part interest only minimum of £250,000 equity in the property at end of the mortgage term.
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