Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Santander Update

View here for Santander’s latest announcements.   Please remember that you can access Santander products, including semi-exclusive mortgages, through our direct to lender mortgage club which pays on completion.  Contact us for more information.  Visit Santander for Intermediaries website

Working with you…Interest only

No minimum income.

Mortgage term can go up to the oldest applicant’s 70th birthday.

Maximum loan to value (LTV)

  • 85% LTV for the overall lending on a part interest only basis.
  • 75% LTV on an interest only basis where at least one applicant has a gross income of more than £250,000.
  • 50% LTV on an interest only basis for an applicant with a gross income of £250,000 or less.

Where the applicant’s repayment vehicle is sale of the mortgaged property:

  • For pure interest only minimum of £250,000 equity in the property at application.
  • For part interest only minimum of £250,000 equity in the property at end of the mortgage term.
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