Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Santander Update

View here for Santander’s latest announcements.   Please remember that you can access Santander products, including semi-exclusive mortgages, through our direct to lender mortgage club which pays on completion.  Contact us for more information.  Visit Santander for Intermediaries website

New rates and selected increases across our new business and product transfer ranges

On Wednesday 23 March, we’re holding most existing rates across our new business and Buy to Let ranges and introducing new Buy to Let purchase and remortgages rates.  We’re also reintroducing selected £0 fee residential remortgages rates.  One of our high LTV residential purchase rates is also increasing, as are most of our product transfer rates:

Remortgage only – new
  • 85% LTV 2 year fixed rate at 2.44% with £0 fee
  • 90% LTV 2 year fixed rate at 2.89% with £0 fee
  • 85% LTV 5 year fixed rate at 2.44% with £0 fee
  • 90% LTV 5 year fixed rate at 2.99% with £0 fee
Large loan purchase and remortgage – new
  • 75% LTV 2 year fixed rate at 2.29% with a £2499 fee
  • 75% LTV 5 year fixed rate at 2.34% with a £2499 fee
Purchase only – increases
  • 95% LTV 2 year fixed rate Mortgage Guarantee at 2.89% with £0 fee – increased by 0.15%
Buy to Let
Purchase and remortgages – new
  • 75% LTV 2 year fixed rate at 2.44% with £0 fee
  • 75% LTV 5 year fixed rate at 2.44% with £0 fee
Product transfer
  • Most fixed and tracker rates up to 85% LTV are increasing by between 0.05% and 0.20%.
  • Santander product transfer rates are personalised to each customer, so you won’t find them on sourcing systems. Please log on to our Online Mortgage Transfer Service in Introducer Internet on behalf of your client to view the rates available to them.
Monthly housekeeping
  • Roll on of our charge and benefit end dates by one month.
  • Completion deadlines have been rolled on to:
        • 5 August 2022 for product transfers
        • 2 September 2022 for remortgages
        • 30 September 2022 for purchases
  • Fixed product codes will be replaced on all new business products.
Further information
  • Following the Bank of England base rate increase from 0.50% to 0.75%, the pay rates on all our base rate tracker products, including Follow-on Rate, are increasing to reflect this.  No action is required for any pipeline cases.
  • For full details of our new business mortgage range please see the Rate Bulletin (Issue 5) which will be available on our website on Wednesday 23 March.
  • FMAs for products in Rate Bulletin (Issue 4) must be received by 10pm on Tuesday 22 March.
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