Announcement
Catch up on our
recent Buy-to-Let launch
We’ve recently enhanced our Buy-to-Let range, introducing NEW Specialist and Complex Buy-to-Let products designed to help you deliver even more tailored solutions for your clients’ unique needs.
Each product has been meticulously crafted by specialists with deep knowledge of the market, ensuring flexibility and choice for even the most complex circumstances.
Our expertise runs deep, with a strong focus on commercial valuations and HMOs. As a trusted partner for investors, we provide tailored financing solutions to help scale businesses – offering loans of up to £50 million.
Flexible Buy-to-Let options available across the full range
Choose variable or fixed rates with terms of 2, 3, 5, or 10 years across all products. Plus, enjoy flexible arrangement fees of 2%, 3%, or 5%, each paired
with a matching interest rate to fit your needs.
Key highlights across SB1 Specialist Buy-to-Let
- Loans up to £1m
Broker commission at 1.25% - Specialist Buy-to-Let mortgages for clients with a strong credit history (must meet new SB1 credit history criteria)
- Ex-pats (subject to 0.25% rate loading), serviced accommodation
and top slicing acceptable on
SB1 products - Available to individual, partnership and limited company borrowers
Single Let Houses and Flats
- Individual single let houses & flats – up to 10 properties on a loanAVM
- automatically offered
by Broker Hub but a physical valuation can be instructed where it is not available - Rates from 4.64%
HMOs & MUFBs
- HMOs up to 10 occupants with investment valuations available
- (where applicable)
- MUFBs up to 10 units
- Rates from 4.94%
Key highlights across SB2 Complex Buy-to-Let
- Buy-to-Let mortgages for clients with a good credit history – our
previous Credit History Criteria renamed to SB2 - Complex borrowers including Trusts, SIPPs or companies with off-shore elements
- Most residential investment assets considered including HMOs and
MUFBs with more than 10 units - Complex transactions such as incorporations, social housing and share purchases catered for
- Exceptions to criteria considered
on a case-by-case basis
Complex Buy-to-Let
- Loans up to £1m
- Rates from 5.34%
Structured Real Estate
- Rates from 4.74%
- Loans from £5m to £50m
Large Buy-to-Let
- Rates from 5.19%
- Loans from £1m to £5m
- New criteria:
AVMs now available on up to 75% of the security properties on portfolio loans of more than 10 properties