Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Skipton Update

The Skipton Building Society has released an intermediary update.  For full details see their latest product information here. All Skipton products are accessible through our direct to lender mortgage club with payment on completion.  Contact us for details. 

Skipton Announcement

Loan to Income Cap – Update

We’re making things easier for you and as we’ve made quite a few changes recently, we wanted to remind you of our current LTI caps, and of a change which we’re making next week.

From Wednesday 3 March 2021 our LTI cap for applications greater than 85% LTV will be 4.49, all of our other LTI caps remain unaffected. Any pipeline cases and DIPs prior to 3 March will be honoured, but web calcs will not.

Our LTI limits from Wednesday 3 March are:
  • Household income lower than £40,000: max 4.45
  • Greater than 85% LTV: max 4.49
  • Help to Buy and Shared Ownership: max 4.50
  • All other residential lending: max 4.75
We're making changes to our Government scheme products
Product Update

We’re making changes to our Government scheme products. Plus we’re launching two new HTB products at 60% LTV. More details of the changes can be found below, including a selection of our new rates.

Homebuyers using the current Help to Buy Equity Loan scheme now have until 31 May 2021 to complete their purchase. After that, our Help to Buy range will only be available for homebuyers using the Help to Buy England 2021–2023 scheme.

Key Changes
  • Extended end dates on all Government scheme products to 31 August 23/26.
  • Selected rate reductions across the Government scheme ranges of up to 0.15%.
  • NEW 60% LTV options for Help to Buy and Help to Buy (England) 21-23 to help customers in London where the government equity loan is up to 40%.
  • Increased rates on the residential core range 10 year fixes of 0.10%

View our latest product range

Please note that in line with our commitment to endeavor to provide two working days’ notice of product withdrawals, current equivalents will be withdrawn at 10.00pm Tuesday 2 March.

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