Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

Skipton Update

The Skipton Building Society has released an intermediary update.  For full details see their latest product information here. All Skipton products are accessible through our direct to lender mortgage club with payment on completion.  Contact us for details. 

Changes to our BTL Criteria

From Monday 6 March we are making the below criteria changes:

  • For products with a fixed term of less than 5 years, our BTL Stress Rate is reducing from 7.60% to 7.15%
  • For products with a fixed term of 5 years or more, the BTL Stress Rate will remain at 6.00%
  • The rate at which we assess any background BTL properties is reducing from 7.60% to 6.00%.
Product Update to Mortgage Product Ranges

From 9am Tuesday 7 March, we will be updating selected products in our Residential, New Build and Government Scheme product ranges.

  • Rate changes in our 2 and 5 year fixed Residential range.
  • Rate reduction on our 2 year New Build product.
  • Rate reductions on selected products in our 2 and 5 year Government Scheme ranges.
  • We have extended the end dates of our 2 year New Build and Government Scheme products to September 2025.

Please note that all current equivalent products will be withdrawn at 10.00pm Monday 6 March. Please see the updated Product Guide on our website for further details.

New Build: Enjoy the unpredictability

In a fast-paced, ever-changing, deadline-driven market like New Build, you and your clients need to be ready to go when the time is right.

In other words, you can’t afford to sit around waiting. By the time you’ve started from scratch and got the offer across the line, your client’s dream home could be gone.

That’s why we’ve designed our New Build proposition around quick decisions and long offer periods. That includes:

  • 9 month offers as standard with 3 month extensions available, subject to criteria
  • Underwriting all fully packaged New Build applications within a target time of 48 hours
  • Any additional requested documents reviewed within a target time of 24 hours
  • No charge for a standard valuation for mortgage purposes, which is instructed on day 1.

Committed to First Time Buyers

We’re passionate about helping the next generation of homeowners – and helping people into affordable, greener houses – and our approach to New Build has been designed with this in mind.

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