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Secured Loan Referral
If you would like us to advise your client on a secured loan, please get in touch or send this simple form. We will not ask for client contact details until we have assessed the case when we will be in touch to explain the next steps. This is for Residential Secured Loans (Not BTL).
Data is not saved or sent until you submit the form on the last page.
Your Contact Details (Mortgage Professionals Only)
Let's make sure we can identify you and the client so we can promptly call you back and directly reference this enquiry.
Details of the nature of the transaction
Key details of the security property.
What are the key details we need to know about the applicant(s)?
Full details of any and all adverse credit will be needed.
- About You
a) Your Details
Full Name of Broker
Your Email Address
b) Applicant Surname - Needed to reference this enquiry. Do not use generic terms.
Our systems revolve around the applicant's surname so we can connect that name to you and identify the enquiry. Please avoid generic enquiry descriptions such as Remo Couple, we have lots of them and it slows things down.
Primary Applicant's Surname
c) Lender Responses and Existing Options
Which lenders have declined the case and why? Are there any options we need to improve on?
Existing Mortgage Balance
Name of Current Mortgage Lender
Monthly Mortgage Payment
Please confirm whether
Term in Years
Any further details on the above that may impact the case? Any existing secured loans?
a) Property Details (Security)
Remaining Term on Lease in Years
Number of Floors in Building
Floor of the Flat
Is the flat:
What is the size of the Studio Flat
Is the property:
When was the property purchased?
b) Further Details
Any property information that may affect this case?
Status (if split by Applicant select multiple and detail in Notes)
How long has the applicant(s) been employed? (or how long in current status)
Who do they work for? In detail. What do they do for this business?
IMPORTANT: Split income by Applicant and by Currency, setting out the currency of each income stream. Include details of any income in Sterling from any source. Include splits of salary, overtime and bonus etc.
Basic Salary p.a. ( each applicant - Break down retirement income if Retired)
Bonus p.a. (detail for each applicant)
Overtime or other irregular income (detail for each applicant)
Set out Net Profit and Profit After Tax for the last three years.
Declared UK Income for the last 3 years (Both applicants)
IMPORTANT: Include below details of the country in which the applicant(s) live(s) and work(s) including where possible, VISA details and VISA expiry.
Detail any Applicant constraints around Age - Nationality or Residency.
Any product preferences or restrictions? Any notes regarding the applicant(s)?
Please confirm whether
When was the last time the applicant(s) paid UK tax?
How long has the applicant been living away from the UK?
Has there been any adverse credit of any kind in the last 6 years? This includes pay day loans.
b) Credit File Upload
Please upload only password protected files. We will contact you to confirm receipt of the case and to request the password over the telephone. This is to ensure your client's data is protected.
No adverse credit so move to next stage and Submit Form.
Upload Client Credit File(s)
Max. size: 256.0 MB
c) Adverse Credit - Manual Information Submission
If the applicant has adverse credit in the last 3 years and you cannot upload the credit file, we will need detailed information on the following: 1. Secured Arrears: Detail by number and £value for the last 3, 6, 12, 24 and 36m as well as the worst missed status on the credit file 2. Unsecured Arrears: As per (1) above but for unsecured arrears 3. CCJs: Value, Date of CCJ, Satisfaction Date, Reason and if it was for instalment debt (Y/N) 4. Defaults: As for (3) above but for Defaults 5. Pay Day Loans: The number still active, the date the last was taken out and the date the last one was paid off 6. DMP: Start Date, End Date and whether is is being conducted satisfactorily 7. Bankruptcy: Start Date, Discharge Date, explanation 8. IVAs: As per (8) Bankruptcy but for the IVA
No adverse credit so Submit Form.
Full Adverse Credit Details as listed above
Do not send data that breaches GDPR rules without encryption. Data you send, including your own, will be transmitted using email. You agree to this in submitting the form.
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If you have any questions just give us as call on 01792 277555 and speak to our team.