Tandem Home Loans Update

You asked, we listened – big changes to self-employed lending are here!

Self-employed customers deserve a lending experience that’s just as fair, fast, and straightforward as everyone else’s.

So, we’ve made some important updates:

Here’s what’s new:

✅ Self-employed customers now scored in line with employed applicants

📈 Increased acceptance level

💷 Maximum loan increased – we now lend up to £250,000

📝 Less paperwork = faster decisions

📄 No longer need bank statements as standard*

📊 We only need two years SA302

🗺️ Lending available across Northern Ireland, Scotland, England & Wales

🧾LTV limits apply as per Tandem’s standard lending criteria

Whether they’re a sole trader, contractor, or company director, we’re making it easier to say yes.

*Subject to credit profiling. Tandem reserves the right to request bank statements at any point during the underwriting process, in line with our standard practices and responsible lending obligations.

Get in touch today