Brilliant Solutions

The Mortgage Lender

TML has announced a market update, see below.  The TML range of products are available through our direct to lender mortgage club and our fees free packager.   Contact us to see how you can benefit from our club or packaged support. 

View their latest product and criteria here


Help to Buy product launch

I am pleased to announce that with effect from Tuesday, February 9th, the attached products will be available via the Help to Buy scheme.

TML are now offering HTB mortgages at up to 75% LTV with free valuation, and we’ll consider any client in England and Wales – even the tricky ones like the self-employed, and those with impaired credit.

Criteria Guide
Product Guide

The Mortgage Lender has expanded its recently launched residential range with the addition of Help to Buy in England and Wales.

The products are available to the whole of market across Real Life categories one to six, have a maximum loan to value
of 75 per cent, and include a free valuation.

Initial rates, which are available for self-employed and complex income borrowers, start at 3.77 per cent for a two-year
fix at 75 per cent loan to value and 4.20 per cent for a five-year fix at the same loan to value.

The Help to Buy: Equity Loan scheme offers borrowers a Government funded deposit of up to 20 per cent for properties
in England and Wales rising to 40 per cent in London. The deposit, or equity loan has no repayments for the first five
years of the loan.

The scheme is available to qualifying first time buyers of new build properties where the developer is a registered Help
to Buy home builder.

The Mortgage Lender sales and product director Steve Griffiths said: “After relaunching our residential range a couple
of weeks ago brokers said what they really need right now is Help to Buy products for people who have impaired credit,
complex income or are self-employed.

“We’ve built a reputation as a lender that is able and willing to assess each borrower on their individual circumstances
and that has never been more important than it is now given the impact the pandemic has had on people’s finances.
“We’re delighted we’ve been able to act quickly and launch Help to Buy within weeks of returning to residential lending
with our core product range.”

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