Brilliant Solutions

The Mortgage Lender

TML has announced a market update, see below.  The TML range of products are available through our direct to lender mortgage club and our fees free packager.   Contact us to see how you can benefit from our club or packaged support. 

View their latest product and criteria here


Residential Lumi range

The Mortgage Lender have launched an packager exclusive range of residential products featuring enhanced credit criteria with initial rates from 4.98% for customers whose finances have been impacted by a change in circumstances.


  • The range caters for customers with defaults, CCJs, and mortgage arrears
  • Available to employed, self-employed and complex income applicants with a minimum loan is £25,001
  • No cascade based on unsecured arrears
  • Pay day loans settled on or before completion ( none in the last 12 months)

Steve Griffiths – Sales and Product Director

“Now more than ever lenders need to have criteria that caters for a wide range of customer circumstances and recognise that the last 12 months has been financially difficult for many people. Our Lumi range, which is available through specialist distributors, takes a pragmatic approach to the real-world experience many of our broker partners are presented with when they are sourcing a mortgage for their clients. It offers fair rates combined with a flexible approach to underwriting that provides a stepping-stone for home-movers or those remortgaging and, in some cases, credit repair.”

Product Guide

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