TML has announced a market update, see below. The TML range of products are available through our direct to lender mortgage club and our fees free packager. Contact us to see how you can benefit from our club or packaged support.
View their latest product and criteria here.
Announcement
As 2026 kicks off and leaves the festive season behind, The Mortgage Lender (TML) has got some great news to share.
95% LTV residential mortgages are here
TML are now offering 95% LTV residential mortgages, expanding the options available to you for supporting your clients borrowing needs.
The launch follows findings from TML’s recent Home A-Loan research, which revealed that 46% of first-time buyers have had a mortgage application declined, with deposit size identified as one of the most common obstacles.
Check out a summary of the offering from TML for 95% residential mortgages:
Offered on 2-year and 5-year fixed rate products
Available on purchase only
New build and existing properties considered
Rates from 6.44%, with a choice of fee and fee-free options
For TML’s full residential product range and criteria, check out their documents on the TML website.
