Brilliant Solutions

The internet is down in our Head Office.  Staff continue to answer the phone and respond to messages but understandably response times and service standards are affected.  Please contact your Relationship Manager directly if you have any urgent issues.  Thank you.

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

The Mortgage Lender

TML has announced a market update, see below.  The TML range of products are available through our direct to lender mortgage club and our fees free packager.   Contact us to see how you can benefit from our club or packaged support. 

View their latest product and criteria here

Announcement

Our residential range has evolved

Isn’t it refreshing when things are just simple? No-one needs more complexity in their lives, right? This is exactly why we’ve taken the time to simplify our residential Lumi range in addition to our Core range. Lumi is accessible through Specialist Distribution (speak to your local BDM).

Our new 3 tier range means getting the best rate for your clients is easier than ever with rates from 4.25% up to 75% LTV. Take a look at what we’re doing to help you and your clients:

Our New Streamlined Residential Lumi Range:

  • We’ve removed the cascade on unsecured arrears, meaning applicants unsecured credit will no longer be used in allocating their product tier.
  • Recent payday loans considered
  • Discharged bankruptcies and IVA with a minimum period of 12-23 months past accepted as long as clean credit history in last 12 months
  • Up to 4 missed payments accepted in last 24 months as long as none missed in last 12 for secured arrears
  • Up to 3 CCJs and 4 Defaults in last 36 months as long as none registered in the last 6

Explore the new range

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