United Trust Bank has announced an important product update. Click here for the latest Master Broker/Packager/Distributors product guides. Or here for the updated product guides for Direct/Networks/Club. If you have any new applications you wish to discuss, please Contact us for more information.
ANNOUNCEMENTS
UTB is transforming the residential and second charge mortgage process with the launch of electronic signatures for mortgage deeds and DDMs; the latest in a series of tech enhancements designed to make you and your customers’ experiences faster, easier and more secure.
Benefits:
- Provides an ‘in- app’ customer experience with the process being initiated through our UTB app.
- Sign mortgage deeds and direct debit mandates online, anytime, anywhere – no paperwork, no delays.
- Customers and witnesses can complete signatures quickly and securely from any location.
- Available for residential remortgage, unencumbered, and second charge loans.
Product highlights
Residential:
- Up to 95% LTV (inc. debt consolidation) and no restrictions on property type.
- Enhanced affordability with 6x LTI to 85% LTV.
- Self-employed – latest year’s figures for affordability.
Second charge:
- Fee free options for loans less than £40k.
- Up to 90% LTV (unlimited overpayments accepted).
- AVM criteria up to 85% LTV.