Brilliant Solutions

The office will be closed from 5pm today for staff training, open as normal tomorrow. 

Our office will be closed from 5pm Thursday, 20th October to 9am Friday, 21st October.
If you have any cases or enquiries that this may affect, please contact our team today. We apologise for any inconvenience.

We are currently experiencing some technical issues that are affecting our telephone lines and internet connection.

We hope to resolve this asap. Apologies for the inconvenience.


In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

United Trust Bank Update

United Trust Bank has announced an important product update. Click here for the latest Master Broker/Packager/Distributors product guidesOr here for the updated product guides for Direct/Networks/Club.  If you have any new applications you wish to discuss, please Contact us for more information. 


Mortgages, BTL and Second Charge Loan Product Update

Due to recent increases in the cost of funds, which is affecting all Bank and non-Bank lenders, we are updating our product range. New interest rates will take effect from Friday 2 June.

We will honour historic interest rates for all applications created on the Portal prior to tomorrow, regardless of current application stage, provided a Mortgage Offer is issued on or before 3 July. Applications which have not been offered by this date, will need to be re-sold onto the prevailing rates.

Residential Mortgages, Product Update

All Purchase, Remortgage, Interest Only and Unencumbered products have been updated:

  • 2yr fixed rates from 6.79%
  • 3yr fixed rates from 6.82%
  • 5yr fixed rates from 6.85%
  • 5yr fixed rates with no ERC from 8.04%

Unencumbered only changes: Product fee of £995, commission 0.8% packagers,0.45% gross for direct brokers.

BTL, Product Update

All BTL products have been updated, with options for 2% and 4% Product Fees:

  • Standard products, 2yr fixed rates from 5.49% and 5yr fixed rates from 6.09%
  • Specialist products, 2yr fixed rates from 5.49% and 5yr fixed rates from 6.39%
  • Non-Standard products, 2yr fixed rates from 6.79% and 5yr fixed rates from 7.39%
Second Charge Loans, Product Update

All Second Charge products have been updated:

  • BoE Tracker rates from +3.89%
  • 2yr fixed rates from 7.99%
  • 3yr fixed rates from 8.09%
  • 5yr fixed rates from 7.90%
  • 5yr fixed rates with no ERC from 8.20%

You can download our new Residential and BTL product guides here, and all sourcing systems will be updated in due course:

Residential Product Guide >>
BTL Product Guide>>

For new case enquiries, please contact your Broker Relationship or Key Accounts Manager directly on 020 7031 1551,  or email [email protected].uk.  For updates on cases already submitted to us please call 020 7031 1552, or upload existing documents through the mortgage portal at

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