Brilliant Solutions

United Trust Bank Update

United Trust Bank has announced an important product update. Click here for the latest Master Broker/Packager/Distributors product guidesOr here for the updated product guides for Direct/Networks/Club.  If you have any new applications you wish to discuss, please Contact us for more information. 

ANNOUNCEMENTS

10 reasons to use UTB for Buy to let

Our flexible criteria is designed to make it easier for you to keep on opening doors for your BTL customers.

Unlimited portfolio size for landlord

Up to 6 properties can be mortgaged with UTB or max UTB lending exposure of £2.5m per UTB borrower

Lend up to 80% LTV + 2% fees

MUB and HMOs up to 10 units /10 beds

Airbnb’s accepted

Non-standard property construction accepted

Properties above/ touching commercial

Can accept 10% more rent subject to evidence

Minority shareholders don’t have to be listed on application

 Only one applicant under the age of 85 at end of term

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