Brilliant Solutions

United Trust Bank Update

United Trust Bank has announced an important product update. Click here for the latest Master Broker/Packager/Distributors product guidesOr here for the updated product guides for Direct/Networks/Club.  If you have any new applications you wish to discuss, please Contact us for more information. 

ANNOUNCEMENTS

Second Charge Rates Reduced by up to 1.14%!

We are reducing interest rates on our Second Charge Loan products by up to 1.14%, on Tuesday 17 October. Residential Mortgage and BTL products are unaffected.

Second Charge Loans
  • 0-Status, 5yr fixed rates are now:
    • 8.10% up to 65% LTV
    • 8.40% up to 70% LTV
    • 8.65% up to 75% LTV
  • 0-Status, 5yr fixed rates without ERC’s are now:
    • 8.50% up to 65% LTV
    • 8.80% up to 70% LTV
    • 9.20% up to 75% LTV

Current interest rates will be honoured for all pipeline cases, regardless of current application stage, provided a Mortgage Offer is issued on or before 17 November. Applications which have not been offered by this date, will need to be re-sold onto the prevailing rates.

You can download our latest Residential and BTL product guides below, and all sourcing systems will be updated in due course:

Residential Product GuideBTL Product Guide

For new case enquiries, please contact your Broker Relationship or Key Accounts Manager directly on 020 7031 1551, or email [email protected]. For updates on cases already submitted to us please call 020 7031 1552, or upload existing documents through the mortgage portal at www.utbankmortgages.co.uk.

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