Brilliant Solutions

CHRISTMAS OPENING HOURSthe office will close on Monday 23rd December at 5:30 pm and will re-open on Thursday 2nd January 2025 at 9 am

Office now closes 5pm on Fridays

We are experiencing some local grid power issues in the Swansea Office.  Sorry for any inconvenience caused, if you are unable to get through, please email [email protected]. We will return your call as soon as possible.

 

In honour of Her Majesty Queen Elizabeth II our offices will be closed on Monday 19th September while our staff pay their respects.

The office will re-open at 9am on Tuesday 20th September.

United Trust Bank Update

United Trust Bank has announced an important product update. Click here for the latest Master Broker/Packager/Distributors product guidesOr here for the updated product guides for Direct/Networks/Club.  If you have any new applications you wish to discuss, please Contact us for more information. 

ANNOUNCEMENTS

Second Charge Rates Reduced by up to 1.14%!

We are reducing interest rates on our Second Charge Loan products by up to 1.14%, on Tuesday 17 October. Residential Mortgage and BTL products are unaffected.

Second Charge Loans
  • 0-Status, 5yr fixed rates are now:
    • 8.10% up to 65% LTV
    • 8.40% up to 70% LTV
    • 8.65% up to 75% LTV
  • 0-Status, 5yr fixed rates without ERC’s are now:
    • 8.50% up to 65% LTV
    • 8.80% up to 70% LTV
    • 9.20% up to 75% LTV

Current interest rates will be honoured for all pipeline cases, regardless of current application stage, provided a Mortgage Offer is issued on or before 17 November. Applications which have not been offered by this date, will need to be re-sold onto the prevailing rates.

You can download our latest Residential and BTL product guides below, and all sourcing systems will be updated in due course:

Residential Product GuideBTL Product Guide

For new case enquiries, please contact your Broker Relationship or Key Accounts Manager directly on 020 7031 1551, or email [email protected]. For updates on cases already submitted to us please call 020 7031 1552, or upload existing documents through the mortgage portal at www.utbankmortgages.co.uk.

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